16475 Baldwin Rd, Chesaning, MI 48616 Property Records

Saginaw County property record for 16475 Baldwin Rd, Chesaning, MI 48616

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,352 sqft · built 1993
Lot Size	0.92 acres (40,075 sqft)
Owner	Individual Name on Record
Last Sale	$206,700 (May 2026)
Tax Bill	$490 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-09-2-09-2001-001`

Property Details

APN / Parcel Number

Primary APN	`07-09-2-09-2001-001`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,352 sqft Living Area
1st Floor Area	1,352 sqft
Basement Area	1,352 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Wood Siding
Lot Area	40,075 sqft (0.92 acres)
Patio Area	408 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	16475 BALDWIN RD
City	CHESANING
State	MI
Zip	48616-9519
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-R
Legal Description	E 233 FT OF N 200 FT OF E 50 ACRES OF NW 1/4 EXC E 33 FT THEREOF 0.92 ACRE SEC 9 T9N R2E
Legal Range	02E
Legal Township	09N
Legal Section	09
Jurisdiction	SAGINAW MI
Township / Civil Division	BRADY
Census Block Group	3
Census Block	3020
Census Tract	12500

Owner

Source: Saginaw County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16940 OAKLEY RD, CHESANING, MI 48616-9589
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
May 22, 2023	Deed of Trust, Mortgage · Conventional Mortgage LAFCU
Nov 30, 2021	Deed of Trust, Mortgage LAFCU
Jun 10, 2019	Deed of Trust, Mortgage · Conventional with PMI LAFCU
May 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage LAFCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2026 · Amount on Record
Deed Sale	May 12, 2026 · Amount on Record
Deed Document Number	202612945
Prior Transfer Date	Sep 5, 2016
Prior Transfer Doc	0000023857
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	May 12, 2026
Property Address	16475 BALDWIN RD, CHESANING, MI 48616-9519
Document Number	0000012945
Instrument Date	May 8, 2026
Instrument	2026.12945
Transaction Type	Transfer
Record Updated	May 21, 2026
Title Company	METRO S TITLE, METRO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$156,575.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16940 OAKLEY RD, CHESANING, MI 48616-9589

Mortgage

Document Number	0000012946,
Date	May 12, 2026
Instrument	2026..12946

Lender

Name	MOVEMENT MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	16475 BALDWIN RD, CHESANING, MI 48616-9519
Transaction Type	Mortgage
Record Updated	Jun 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16475 BALDWIN RD, CHESANING, MI 48616-9519

Mortgage

Document Number	0000012559
Date	May 22, 2023
Instrument	2023012559

Lender

Name	LAFCU
Type	Credit Union
Address	LANSING, MI 48917

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Jun 1, 2033
Change Frequency	6 Months
Min Rate At Change	4.12%
Max Rate At Change	8.12%
Index	Other
Margin	3
Max Rate	11.1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	16475 BALDWIN RD, CHESANING, MI 48616-9519
Transaction Type	Mortgage
Record Updated	Dec 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16475 BALDWIN RD, CHESANING, MI 48616-9519

Mortgage

Document Number	2021037531
Date	Nov 30, 2021
Instrument	2021037531

Lender

Name	LAFCU
Type	Credit Union
Address	LANSING, MI 48917

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Nov 4, 2036

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	16475 BALDWIN RD, CHESANING, MI 48616-9519
Document Number	0000016052
Instrument Date	Jun 10, 2019
Transaction Type	Mortgage
Record Updated	Jun 25, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16475 BALDWIN RD CHESANING MI 486169519, CHESANING, MI 48616-9519

Mortgage

Document Number	0000016052
Date	Jun 14, 2019
Instrument	16052

Lender

Name	LAFCU
Type	Credit Union
Address	LANSING, MI 48917

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Jun 13, 2034

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	16475 BALDWIN RD, CHESANING, MI 48616-9519
Document Number	0000015947
Instrument Date	May 30, 2018
Transaction Type	Mortgage
Record Updated	Jun 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16475 BALDWIN RD CHESANING MI 486169519, CHESANING, MI 48616-9519

Mortgage

Document Number	0000015947
Date	Jun 5, 2018
Instrument	15947

Lender

Name	LAFCU
Type	Credit Union
Address	LANSING, MI 48917

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 4, 2028

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Brady Township
Unified School District	Chesaning Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$69,400 (-2.8%)	$138,800 (-2.8%)
2025	$490.00 (-66.8%) Homeowner's exemption	$71,400 (+39.45%)	$142,800 (+39.45%)
2023		$51,200	$102,400
2022	$1,476.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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