16145 Baldwin Rd, Chesaning, MI 48616 Property Records

Saginaw County property record for 16145 Baldwin Rd, Chesaning, MI 48616

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,071 sqft · built 1984
Lot Size	7.63 acres (332,363 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (May 2023)
Tax Bill	$3,274 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-09-2-09-1001-001`

Property Details

APN / Parcel Number

Primary APN	`07-09-2-09-1001-001`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,071 sqft Living Area
1st Floor Area	636 sqft
Basement Area	580 sqft
Finished Basement	580 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Wood Siding
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	332,363 sqft (7.63 acres)
Garage Area	784 sqft
Parking Spaces	3 Parking Spaces
Patio Area	380 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	16145 BALDWIN RD
City	CHESANING
State	MI
Zip	48616-8500
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-R
Legal Description	W 248 FT OF E 1075.12 FT OF NE1/4 OF NE1/4 OF SEC 9 7.63 ACRES SEC 9 T9N R2E
Legal Range	02E
Legal Township	09N
Legal Section	09
Jurisdiction	SAGINAW MI
Township / Civil Division	BRADY
Census Block Group	3
Census Block	3020
Census Tract	12500

Owner

16145 Baldwin Rd is owned and occupied by two individuals who bought it in May 2023.

Source: Saginaw County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16145 BALDWIN RD, CHESANING, MI 48616-8500
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 10, 2023	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
May 6, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED FINANCIAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2023 · Amount on File
Deed Sale	May 10, 2023 · Amount on File
Prior Sale	May 6, 2021 · Amount on File
Deed Document Number	202311627
Prior Transfer Date	Jul 15, 2011
Prior Transfer Doc	0000020658
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	May 10, 2023
Property Address	16145 BALDWIN RD, CHESANING, MI 48616-8500
Document Number	0000011627
Instrument Date	May 9, 2023
Instrument	2023011627
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,425.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16145 BALDWIN RD, CHESANING, MI 48616-8500

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13920 FOWLER RD, CHESANING, MI 48616-9523

Mortgage

Document Number	0000011628
Date	May 10, 2023
Instrument	2023011628

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	May 6, 2021
Property Address	16145 BALDWIN RD, CHESANING, MI 48616-8500
Document Number	2021017268
Instrument Date	Apr 30, 2021
Instrument	2021017268
Transaction Type	Transfer
Record Updated	May 18, 2021
Title Company	SAGINAW BAY AREA TITLE AGENCY, SAGINAW BAY AREA TITLE AGCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,087.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16145 BALDWIN RD, 16145, CHESANING, MI 48616-8500

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16145 BALDWIN RD, CHESANING, MI 48616-8500

Mortgage

Document Number	2021017269
Date	May 6, 2021
Instrument	2021017269

Lender

Name	UNITED FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 16145 Baldwin Rd was $3,274 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Brady Township
Unified School District	Chesaning Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$100,400	$200,800
2025	$3,274.00 Homeowner's exemption
2023		$79,800	$159,600
2022	$2,691.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16145 Baldwin Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 16145 Baldwin Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Baldwin Rd

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