1647 Seaton Ln, Elgin, IL 60123 Property Records

Kane County property record for 1647 Seaton Ln, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,177 sqft · built 2003
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$380,000 (Oct 2023)
Tax Bill	$9,546 (2025)
Deeds & Mortgages	Aug 2026 Sale Apr 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-33-328-036`

Property Details

APN / Parcel Number

Primary APN	`06-33-328-036`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,177 sqft Living Area
Gross Area	3,055 sqft
Basement Area	878 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Contemporary
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	1647 SEATON LN
City	ELGIN
State	IL
Zip	60123-8894
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MULBERRY GROVE UNIT 3 LOT 76
Legal Subdivision	MULBERRY GROVE
Legal Block	5
Legal Lot Number	76
Legal Unit	3
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	5
Census Block	5008
Census Tract	851907

Owner

1647 Seaton Ln is owned and occupied by two individuals who bought it in October 2023.

Source: Kane County records, as of August 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1647 SEATON LN, ELGIN, IL 60123-8894
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Apr 1, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION
Oct 10, 2023	Warranty Deed, Transfer · Conventional Mortgage T2 FINANCIAL LLC
Apr 19, 2017	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2023 · Amount on File
Deed Sale	Oct 10, 2023 · Amount on File
Prior Sale	Oct 4, 2013 · Amount on File
Deed Document Number	202335345
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 17, 2026
Property Address	1647 SEATON LN, ELGIN, IL 60123-8894
Document Number	0000035355
Instrument Date	Jul 4, 2026
Instrument	202635355
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1647 SEATON LN, ELGIN, IL 60123-8894

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Recording Date	Apr 1, 2026
Property Address	1647 SEATON LN, ELGIN, IL 60123-8894
Document Number	0000012968
Instrument Date	Mar 25, 2026
Instrument	202612968
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1647 SEATON LN, ELGIN, IL 60123-8894

Mortgage

Document Number	0000012968,
Date	Apr 1, 2026
Instrument	202612968

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.13%
Max Rate	-1%

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 10, 2023
Property Address	1647 SEATON LN, ELGIN, IL 60123-8894
Document Number	0000035345
Map Reference	DOC 2002K162673
Instrument Date	Sep 20, 2023
Instrument	2023K035345
Transaction Type	Transfer
Record Updated	Oct 20, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1647 SEATON LN, ELGIN, IL 60123-8894

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1647 SEATON LN, ELGIN, IL 60123-8894

Mortgage

Document Number	0000035346
Date	Oct 10, 2023
Instrument	2023K035346

Lender

Name	T2 FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.25%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1647 SEATON LN, ELGIN, IL 60123-8894
Document Number	0000020573
Instrument Date	Apr 19, 2017
Transaction Type	Mortgage
Record Updated	May 24, 2017
Title Company	WORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1647 SEATON LN ELGIN IL 601238894, ELGIN, IL 60123-8894

Mortgage

Document Number	0000020573
Date	Apr 25, 2017
Instrument	20573

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 24, 2047

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

The 2025 property tax bill for 1647 Seaton Ln was $9,546 with a homeowner's exemption, up 4.1% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,546.00 (+4.08%)	$133,129 (+8.57%) Land $30,744 Building $102,385	$399,547 (+8.57%) Land $92,269 Building $307,278
2024	$9,172.00	$122,620 Land $28,317 Building $94,303	$368,007 Land $84,985 Building $283,022
2022	$8,238.00 (+4.41%) Homeowner's exemption	$101,010 (+6.96%) Land $23,326 Building $77,684	$303,030 (+6.96%) Land $69,978 Building $233,052
2021	$7,890.00 Homeowner's exemption	$94,437 Land $21,808 Building $72,629	$283,311 Land $65,424 Building $217,887

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1647 Seaton Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1647 Seaton Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Fox Valley Internet, Metronet, Verizon.

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