1632 Seaton Ln, Elgin, IL 60123 Property Records

Kane County property record for 1632 Seaton Ln, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,042 sqft · built 2003
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$321,000 (Aug 2003)
Tax Bill	$11,014 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jun 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-33-327-005`

Property Details

APN / Parcel Number

Primary APN	`06-33-327-005`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,042 sqft Living Area
Gross Area	4,217 sqft
Basement Area	1,175 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1632 SEATON LN
City	ELGIN
State	IL
Zip	60123-8873
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MULBERRY GROVE UNIT 3 LOT 8
Legal Subdivision	MULBERRY GROVE
Legal Block	5
Legal Lot Number	8
Legal Unit	3
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	5
Census Block	5013
Census Tract	851907

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1632 SEATON LN, ELGIN, IL 60123-8873
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Quit Claim Deed, Transfer · Line of Credit LENDAGE LLC
Jun 10, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Aug 9, 2023	Deed of Trust, Mortgage · Line of Credit CORPORATE AMERICA FAMILY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2003 · Amount on Record
Deed Sale	Aug 21, 2003 · Amount on Record
Deed Document Number	2003149271
Last Transfer Date	Jun 24, 2026
Transfer Doc	0000027477
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Jul 1, 2026
Property Address	1632 SEATON LN, ELGIN, IL 60123-8873
Document Number	0000027477
Instrument Date	Jun 24, 2026
Instrument	202627477
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1632 SEATON LN, ELGIN, IL 60123-8873

Mortgage

Document Number	0000027478,
Date	Jul 1, 2026
Instrument	202627478

Lender

Name	LENDAGE LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2046

Interest

Rate	12.7%
Max Rate	-1%

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Jun 10, 2026
Property Address	1632 SEATON LN, ELGIN, IL 60123-8873
Document Number	0000023939
Instrument Date	May 23, 2026
Instrument	202623939
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1632 SEATON LN, ELGIN, IL 60123-8873

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1632 SEATON LN, ELGIN, IL 60123-8873
Transaction Type	Mortgage
Record Updated	Aug 17, 2023
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027228
Date	Aug 9, 2023
Instrument	2023K027228

Lender

Name	CORPORATE AMERICA FAMILY CU
Type	Credit Union
Address	ELGIN, IL 60123

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 8, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,014.00 (+3.99%) Homeowner's exemption	$152,373 (+8.57%) Land $34,886 Building $117,487	$457,302 (+8.57%) Land $104,700 Building $352,602
2024	$10,591.00 (+11.44%)	$140,345 (+21.39%) Land $32,132 Building $108,213	$421,203 (+21.44%) Land $96,435 Building $324,769
2022	$9,504.00 (+4.35%) Homeowner's exemption	$115,611 (+6.96%) Land $26,469 Building $89,142	$346,833 (+6.96%) Land $79,407 Building $267,426
2021	$9,108.00 Homeowner's exemption	$108,088 Land $24,747 Building $83,341	$324,264 Land $74,241 Building $250,023

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Fox Valley Internet, Metronet, Verizon.

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