Chambers County property record for 1647 River Rd, Valley, AL 36854
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,160 sqft · built 1890 |
| Lot Size | 2.96 acres (129,015 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $709 (2026) |
| Deeds & Mortgages | Dec 2025 Mortgage Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-18-09-29-4-002-033.000 |
| Primary APN | 12-18-09-29-4-002-033.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 12 Rooms |
| Stories | 1 Story |
| Building Area | 2,160 sqft Living Area |
| 1st Floor Area | 2,160 sqft |
| Upper Floors Area | 1,872 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 129,015 sqft (2.96 acres) |
| Lot Dimensions | 423 ft deep x 305 ft wide |
| Garage Type | Mixed |
| Garage Area | 847 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 63 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 340650 |
|---|---|
| Street Address | 1647 RIVER RD |
| City | VALLEY |
| State | AL |
| Zip | 36854-5619 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG AT INT OF N MARGIN OF RIVER ROAD & W MARGIN OF COLUMBUS ROAD, RUN W'LY ALONG RIVER ROAD 305.18', N'LY120.77', W5.52', N'L |
| Legal Range | 29 |
| Legal Township | 21 |
| Legal Section | 29 |
| Jurisdiction | CHAMBERS AL |
| Township / Civil Division | VALLEY |
| Census Block Group | 2 |
| Census Block | 2069 |
| Census Tract | 954700 |
1647 River Rd is owned and occupied by two individuals who acquired it in April 2006.
Source: Chambers County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1647 RIVER RD, VALLEY, AL 36854-5619 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 2, 2025 | Deed of Trust, Mortgage · Partial Claim Mortgage WELLS FARGO BANK NA |
| Sep 15, 2021 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 11, 2006 |
| Deed Sale | Apr 11, 2006 |
| Deed Document Number | 20061772 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMBERS AL |
| Property Address | 1647 RIVER RD, VALLEY, AL 36854-5619 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1647 RIVER RD, VALLEY, AL 36854-5619 |
| Document Number | 02025/5275 |
|---|---|
| Date | Dec 2, 2025 |
| Book Page | 2025/5275 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | Partial Claim Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | Nov 1, 2065 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMBERS AL |
| Property Address | 1647 RIVER RD, VALLEY, AL 36854-5619 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2022 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 1647 RIVER RD, VALLEY, AL 36854-5619 |
| Document Number | 02021/3660 |
|---|---|
| Date | Sep 15, 2021 |
| Book Page | 2021/3660 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 330 Months |
| Due | Mar 1, 2049 |
The 2026 property tax bill for 1647 River Rd was $709 with a homeowner's exemption, up 7.8% from the year before.
Source: Chambers County assessment roll, as of May 12, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Chambers County |
| Municipality | Valley City |
| Unified School District | Chambers County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $709.00 (+7.75%) Homeowner's exemption | ||
| 2025 | $658.00 (+4.61%) | $34,328 (+108.3%) Land $3,840 Building $30,488 | $171,640 (+4.05%) Land $19,200 Building $152,440 |
| 2024 | $629.00 Additional exemption filed | $16,480 (-) Land $1,240 Building $15,240 | $164,960 (-) Land $12,490 Building $152,470 |
| 2023 | $629.00 Additional exemption filed | $16,480 (-) Land $1,240 Building $15,240 | $164,960 (-) Land $12,490 Building $152,470 |
| 2022 | $629.00 Additional exemption filed | $16,480 Land $1,240 Building $15,240 | $164,960 Land $12,490 Building $152,470 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1647 River Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 18, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1647 River Rd is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 52% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST ALABAMA, WATER & FIRE PRO DISTRICT serves 17,532 people · EPA ID AL0000174 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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