Chambers County property record for 1566 River Rd, Valley, AL 36854
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,040 sqft · built 1950 |
| Lot Size | 0.443 acres (19,320 sqft) |
| Owner | Individual Name on File |
| Last Sale | $143,000 (Dec 2022) |
| Tax Bill | $338 (2026) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage Mar 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-18-09-29-4-004-002.000 |
| Primary APN | 12-18-09-29-4-004-002.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 19,320 sqft (0.443 acres) |
| Lot Dimensions | 194 ft deep x 105 ft wide |
| Garage Type | Carport |
| Garage Area | 240 sqft |
| Carport | Carport |
| Carport Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 24 sqft |
| Deck Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 495290 |
|---|---|
| Street Address | 1566 RIVER RD |
| City | VALLEY |
| State | AL |
| Zip | 36854-5623 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG 750'(S) N OF & 135'(S) E'LY OF SW COR OF SW1/4 OF SE1/4, RUN N167.65' TO RIVER ROAD, SE'LY ALONG ROAD 103.93', S194.37' W |
| Legal Range | 29 |
| Legal Township | 21 |
| Legal Section | 29 |
| Jurisdiction | CHAMBERS AL |
| Township / Civil Division | VALLEY |
| Census Block Group | 2 |
| Census Block | 2064 |
| Census Tract | 954700 |
1566 River Rd is owned and occupied by an individual who bought it in December 2022.
Source: Chambers County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1566 RIVER RD, VALLEY, AL 36854-5623 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 13, 2022 | Warranty Deed, Transfer · FHA Mortgage STATEWIDE MORTGAGE LLC |
| Mar 27, 2020 | Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Nov 5, 2019 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 13, 2022 · Amount on File |
| Deed Sale | Dec 13, 2022 · Amount on File |
| Prior Sale | Mar 27, 2020 · Amount on File |
| Deed Document Number | 20225508 |
| Prior Transfer Date | Dec 9, 2022 |
| Prior Transfer Doc | 0000005508 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMBERS AL |
| Recording Date | Dec 13, 2022 |
| Property Address | 1566 RIVER RD, VALLEY, AL 36854-5623 |
| Document Number | 02022/5508 |
| Book / Page | 2022 / 5508 |
| Instrument Date | Dec 9, 2022 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1566 RIVER RD, VALLEY, AL 36854-5623 |
| Name | Verified Name |
|---|---|
| Address | 1566 RIVER RD, VALLEY, AL 36854-5623 |
| Document Number | 0020225509 |
|---|---|
| Date | Dec 13, 2022 |
| Instrument | 2022/5509 |
| Name | STATEWIDE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHAMBERS AL |
| Recording Date | Mar 27, 2020 |
| Property Address | 1566 RIVER RD, VALLEY, AL 36854-5623 |
| Document Number | 02020/1411 |
| Book / Page | 2020 / 1411 |
| Instrument Date | Mar 25, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1566 RIVER RD, VALLEY, AL 36854-5623 |
| Document Number | 0020201412 |
|---|---|
| Date | Mar 27, 2020 |
| Instrument | 2020/1412 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMBERS AL |
| Recording Date | Nov 5, 2019 |
| Property Address | 1566 RIVER RD, VALLEY, AL 36854-5623 |
| Document Number | 02019/4563 |
| Book / Page | 2019 / 4563 |
| Instrument Date | Oct 31, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1566 RIVER RD, VALLEY, AL 36854-5623 |
The 2026 property tax bill for 1566 River Rd was $338 with a homeowner's exemption, up 8.7% from the year before.
Source: Chambers County assessment roll, as of May 12, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Chambers County |
| Municipality | Valley City |
| Unified School District | Chambers County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $338.00 (+8.68%) Homeowner's exemption | ||
| 2025 | $311.00 | $17,984 (+99.82%) Land $1,000 Building $16,984 | $89,920 (+0.01%) Land $5,000 Building $84,920 |
| 2024 | $311.00 (+90.8%) Additional exemption filed | $9,000 (+63.04%) Land $500 Building $8,500 | $89,910 (+62.79%) Land $5,040 Building $84,870 |
| 2023 | $163.00 Additional exemption filed | $5,520 (-) Land $500 Building $5,020 | $55,230 (-) Land $5,040 Building $50,190 |
| 2022 | $163.00 Additional exemption filed | $5,520 Land $500 Building $5,020 | $55,230 Land $5,040 Building $50,190 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1566 River Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 18, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1566 River Rd is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 52% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST ALABAMA, WATER & FIRE PRO DISTRICT serves 17,532 people · EPA ID AL0000174 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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