Cook County property record for 16465 Roy St, Oak Forest, IL 60452
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,325 sqft · built 1962 |
| Lot Size | 0.128 acres (5,564 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $183,000 (Mar 2026) |
| Tax Bill | $5,530 (2023) |
| Deeds & Mortgages | Jun 2026 Sale Mar 2026 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-22-307-084 |
| Primary APN | 28-22-307-084 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,325 sqft Living Area |
| 1st Floor Area | 1,325 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Bungalow |
| Exterior Material | Frame/Masonry |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 5,564 sqft (0.128 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 16465 ROY ST |
|---|---|
| City | OAK FOREST |
| State | IL |
| Zip | 60452-4213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (FIELDCREST) (THIRD) ADD RESUB OF LTS 1-42 IN BLK 8 & LTS 1-43 IN BLK 9 IN WILLOWICK ESTATES SUB OF SW & SE SH SEC 22-36-13 |
| Legal Range | 13E |
| Legal Township | 36N |
| Legal Section | 22 |
| Legal Subdivision | FIELDCREST THIRD |
| Legal Block | 8,9 |
| Legal Lot Number | 1-43 |
| Jurisdiction | COOK IL |
| Township / Civil Division | BREMEN |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 825200 |
16465 Roy St is held in a trust since March 2026.
Source: Cook County records, as of October 19, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 5203 W 47TH ST, CHICAGO, IL 60638-1803 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 4, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Mar 26, 2026 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Oct 21, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Apr 23, 2019 | Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING |
| Apr 23, 2019 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 26, 2026 · Amount on File |
| Deed Sale | Mar 26, 2026 · Amount on File |
| Prior Sale | Oct 26, 2010 · Amount on File |
| Deed Document Number | 20268011 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jun 4, 2026 |
| Property Address | 16465 ROY ST, OAK FOREST, IL 60452-4213 |
| Document Number | 0000008092 |
| Instrument Date | Jun 3, 2026 |
| Instrument | 20268092 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 5203 W 47TH ST, CHICAGO, IL 60638-1803 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Mar 26, 2026 |
| Property Address | 16465 ROY ST, OAK FOREST, IL 60452-4213 |
| Document Number | 0008508011 |
| Instrument Date | Mar 19, 2026 |
| Instrument | 2608508011 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $183.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16465 ROY ST, OAK FOREST, IL 60452-4213 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 16465 ROY ST, OAK FOREST, IL 60452-4213 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2022 |
| Name | Verified Name |
|---|---|
| Address | 16465 ROY ST, OAK FOREST, IL 60452-4213 |
| Document Number | 0029408111 |
|---|---|
| Date | Oct 21, 2022 |
| Instrument | 2229408111 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Oct 1, 2062 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 16465 ROY ST, OAK FOREST, IL 60452-4213 |
| Document Number | 1915410040 |
| Instrument Date | Apr 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 16465 ROY ST OAK FOREST IL 604524213, OAK FOREST, IL 60452-4213 |
| Document Number | 1915410040 |
|---|---|
| Date | Jun 3, 2019 |
| Instrument | 15410040 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 16465 ROY ST, OAK FOREST, IL 60452-4213 |
| Document Number | 1915410041 |
| Instrument Date | Apr 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 16465 ROY ST OAK FOREST IL 604524213, OAK FOREST, IL 60452-4213 |
| Document Number | 1915410041 |
|---|---|
| Date | Jun 3, 2019 |
| Instrument | 15410041 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 2, 2049 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Bremen Township |
| Municipality | Oak Forest City |
| Secondary School District | Bremen Community High School District 228 (09 - 12) |
| Elementary School District | Prairie-Hills Elementary School District 144 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $18,000 Land $2,504 Building $15,496 | $180,000 Land $25,040 Building $154,960 | |
| 2023 | $5,530.00 (+14.56%) | ||
| 2022 | $4,827.00 Homeowner's exemption | $12,900 Land $2,225 Building $10,675 | $129,000 Land $22,250 Building $106,750 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 16465 Roy St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 16465 Roy St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OAK FOREST serves 27,478 people · EPA ID IL0312190 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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