Cook County property record for 16461 Roy St, Oak Forest, IL 60452
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,002 sqft · built 1963 |
| Lot Size | 0.128 acres (5,564 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $200,000 (Sep 2023) |
| Tax Bill | $5,530 (2023) |
| Deeds & Mortgages | Sep 2023 Second Mortgage Sep 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-22-307-083 |
| Primary APN | 28-22-307-083 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,002 sqft Living Area |
| 1st Floor Area | 1,002 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Bungalow |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 5,564 sqft (0.128 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 16461 ROY ST |
|---|---|
| City | OAK FOREST |
| State | IL |
| Zip | 60452-4213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (FIELDCREST) (THIRD) ADD RESUB OF LTS 1-42 IN BLK 8 & LTS 1-43 IN BLK 9 IN WILLOWICK ESTATES SUB OF SW & SE SH SEC 22-36-13 |
| Legal Range | 13E |
| Legal Township | 36N |
| Legal Section | 22 |
| Legal Subdivision | FIELDCREST THIRD |
| Legal Block | 8,9 |
| Legal Lot Number | 1-43 |
| Jurisdiction | COOK IL |
| Township / Civil Division | BREMEN |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 825200 |
Source: Cook County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 524 N HEBBARD ST, JOLIET, IL 60432-2172 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 14, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ILLINOIS HOUSING DEVELOPMENT AUTHORITY |
| Sep 14, 2023 | Warranty Deed, Transfer · FHA Mortgage NEWREZ LLC |
| Feb 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NUMARK CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 14, 2023 · Amount on Record |
| Deed Sale | Sep 14, 2023 · Amount on Record |
| Prior Sale | Jun 9, 2016 · Amount on Record |
| Deed Document Number | 202313530 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 16461 ROY ST, OAK FOREST, IL 60452-4213 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 2618 S KOLIN AVE, CHICAGO, IL 60623-4262 |
| Document Number | 0025713532 |
|---|---|
| Date | Sep 14, 2023 |
| Instrument | 2325713532 |
| Name | ILLINOIS HOUSING DEVELOPMENT AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | CHICAGO, IL 60601 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Oct 1, 2028 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Sep 14, 2023 |
| Property Address | 16461 ROY ST, OAK FOREST, IL 60452-4213 |
| Document Number | 0025713530 |
| Map Reference | DOC 2020584 |
| Instrument Date | Sep 8, 2023 |
| Instrument | 2325713530 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $200.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 16461 ROY ST, OAK FOREST, IL 60452-4213 |
| Document Number | 0025713531 |
|---|---|
| Date | Sep 14, 2023 |
| Instrument | 2325713531 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 16461 ROY ST, OAK FOREST, IL 60452-4213 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2021 |
| Title Company | CARRINGTON TITLE PARTNERS LLC, CARRINGTON TTL PARTNERS LLC |
| Name | Verified Name |
|---|
| Document Number | 0004007393 |
|---|---|
| Date | Feb 9, 2021 |
| Instrument | 2104007393 |
| Name | NUMARK CU |
|---|---|
| Type | Credit Union |
| Address | CREST HILL, IL 60403 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.62% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Bremen Township |
| Municipality | Oak Forest City |
| Secondary School District | Bremen Community High School District 228 (09 - 12) |
| Elementary School District | Prairie-Hills Elementary School District 144 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $18,000 (+42.56%) Land $2,504 Building $15,496 | $180,000 (+42.56%) Land $25,040 Building $154,960 | |
| 2023 | $5,530.00 (+17.96%) | ||
| 2022 | $4,688.00 (+2.2%) | $12,626 (-) Land $2,225 Building $10,401 | $126,260 (-) Land $22,250 Building $104,010 |
| 2021 | $4,587.00 Homeowner's exemption | $12,626 Land $2,225 Building $10,401 | $126,260 Land $22,250 Building $104,010 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OAK FOREST serves 27,478 people · EPA ID IL0312190 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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