16461 Meadow Rd, Sutter Creek, CA 95685 Property Records

Amador County property record for 16461 Meadow Rd, Sutter Creek, CA 95685

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,160 sqft · built 1964
Lot Size	5.43 acres (236,966 sqft)
Owner	2 Individual Names on Record
Last Sale	$267,500 (Feb 2018)
Tax Bill	$3,176 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`015-131-016-000`

Property Details

APN / Parcel Number

Primary APN	`015-131-016-000`
Alternative APN	`1513101600`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Building Area	2,160 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Construction Type	Wood
Lot Area	236,966 sqft
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Solar
Sewer	Connected

Location & Zoning

Street Address	16461 MEADOW RD
City	SUTTER CREEK
State	CA
Zip	95685-9764
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	25M80 POR LOT 37 RANCHERIA ACRES
Legal Subdivision	RANCHERIA ACRES
Legal Lot Number	37
Jurisdiction	AMADOR CA
Township / Civil Division	SUTTER CREEK-PLYMOUTH
Census Block Group	3
Census Block	3012
Census Tract	201

Owner

Source: Amador County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16461 MEADOW RD, SUTTER CREEK, CA 95685-9764
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jul 28, 2020	Deed of Trust, Mortgage · Conventional with PMI GOLDEN 1 CU
Feb 23, 2018	Grant Deed, Transfer · Conventional with PMI GOLDEN 1 CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2018 · Amount on Record
Deed Sale	Feb 23, 2018 · Amount on Record
Prior Sale	Feb 21, 2014 · Amount on Record
Deed Document Number	20181282
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMADOR CA
Property Address	16461 MEADOW RD, SUTTER CREEK, CA 95685-9764
Transaction Type	Mortgage
Record Updated	Sep 23, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16461 MEADOW RD, SUTTER CREEK, CA 95685-9764

Mortgage

Document Number	0000010419
Date	Sep 9, 2021
Instrument	2021-0010419

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMADOR CA
Property Address	16461 MEADOW RD, SUTTER CREEK, CA 95685-9764
Document Number	0000006389
Instrument Date	Jul 28, 2020
Transaction Type	Mortgage
Record Updated	Aug 18, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16461 MEADOW RD SUTTER CREEK CA 956859764, SUTTER CREEK, CA 95685-9764

Mortgage

Document Number	0000006389
Date	Aug 4, 2020
Instrument	6389

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 3, 2050

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	AMADOR CA
Recording Date	Feb 23, 2018
Property Address	16461 MEADOW RD, SUTTER CREEK, CA 95685-9764
Document Number	0000001282
Instrument Date	Jan 8, 2018
Instrument	1282
Transaction Type	Transfer
Record Updated	Mar 2, 2018
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$294.25
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16461 MEADOW RD SUTTER CREEK CA 956859764, SUTTER CREEK, CA 95685-9764

Mortgage

Document Number	1283
Date	Feb 23, 2018
Instrument	1283

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 22, 2048

Tax Assessment & Valuation

Source: Amador County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Amador County
Unified School District	Amador County Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$310,449 (+2%) Land $145,070 Building $165,379
2025	$3,176.00 (+4.03%)	$304,363 (+4.04%) Land $142,226 Building $162,137
2024			$383,490
2023	$3,053.00 (+3.53%)	$292,546 Land $136,704 Building $155,842
2022	$2,949.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 68% of California
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20
Conifer Communications Fixed Wireless	100 / 10
unWired Broadband Fixed Wireless	50 / 12
Verizon Fixed Wireless	25 / 6
Volcano Vision DSL	25 / 3
AT&T Fixed Wireless	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

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