16425 Meadow Rd, Sutter Creek, CA 95685 Property Records

Amador County property record for 16425 Meadow Rd, Sutter Creek, CA 95685

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 1980
Lot Size	1.16 acres (50,530 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (Dec 2002)
Tax Bill	$2,261 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Dec 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`015-131-013-000`

Property Details

APN / Parcel Number

Primary APN	`015-131-013-000`
Alternative APN	`1513101300`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Construction Type	Wood
Lot Area	50,530 sqft
Garage Type	Detached
Garage Area	784 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Connected

Location & Zoning

Street Address	16425 MEADOW RD
City	SUTTER CREEK
State	CA
Zip	95685-9764
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	38M55 POR LOT 38 RANCHERIA ACRES
Legal Subdivision	RANCHERIA ACRES
Legal Lot Number	38
Jurisdiction	AMADOR CA
Township / Civil Division	SUTTER CREEK-PLYMOUTH
Census Block Group	3
Census Block	3012
Census Tract	201

Owner

16425 Meadow Rd is owned and occupied by two individuals who acquired it in July 2003.

Source: Amador County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16425 MEADOW RD, SUTTER CREEK, CA 95685-9764
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 11, 2025	Intrafamily Transfer, Transfer · Line of Credit UNITED WHOLESALE MORTGAGE
Jul 2, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 24, 2002 · Amount on File
Deed Sale	Dec 24, 2002 · Amount on File
Deed Document Number	200216144
Last Transfer Date	Jul 25, 2003
Transfer Doc	0000011629
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMADOR CA
Property Address	16425 MEADOW RD, SUTTER CREEK, CA 95685-9764
Transaction Type	Mortgage
Record Updated	Dec 31, 2025
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16425 MEADOW RD, SUTTER CREEK, CA 95685-9764

Mortgage

Document Number	0000011081
Date	Sep 28, 2021
Instrument	2021-0011081

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	AMADOR CA
Recording Date	Dec 11, 2025
Property Address	16425 MEADOW RD, SUTTER CREEK, CA 95685-9764
Document Number	0000007379
Map Reference	MB 5 PG 77
Instrument Date	Oct 27, 2025
Instrument	2025-0007379
Transaction Type	Transfer
Record Updated	Dec 31, 2025
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16425 MEADOW RD, SUTTER CREEK, CA 95685-9764

Mortgage

Document Number	0000007380
Date	Dec 11, 2025
Instrument	2025-0007380

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMADOR CA
Property Address	16425 MEADOW RD, SUTTER CREEK, CA 95685-9764
Document Number	0000005773
Instrument Date	Jul 2, 2020
Transaction Type	Mortgage
Record Updated	Aug 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16425 MEADOW RD SUTTER CREEK CA 956859764, SUTTER CREEK, CA 95685-9764

Mortgage

Document Number	0000005773
Date	Jul 20, 2020
Instrument	5773

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 19, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 16425 Meadow Rd was $2,261.

Source: Amador County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Amador County
Unified School District	Amador County Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$227,649 (+2%) Land $103,392 Building $124,257
2025	$2,261.00 Homeowner's exemption	$223,186 Land $101,365 Building $121,821
2024			$329,400
2023	$2,168.00 (+3.09%) Homeowner's exemption	$214,522 Land $97,430 Building $117,092
2022	$2,103.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16425 Meadow Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16425 Meadow Rd is high, ranking above 87% of the US, with a 0.9% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 68% of California
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20
Conifer Communications Fixed Wireless	100 / 10
unWired Broadband Fixed Wireless	50 / 12
Verizon Fixed Wireless	25 / 6
Volcano Vision DSL	25 / 3
AT&T Fixed Wireless	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

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