Orange County property record for 1646 Pine St, Orlando, FL 32824
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,367 sqft · built 1990 |
| Lot Size | 0.167 acres (7,263 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $219,900 (Jan 2020) |
| Tax Bill | $2,812 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Oct 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-23-29-8228-51-701 |
| Primary APN | 36-23-29-8228-51-701 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,367 sqft Living Area |
| Gross Area | 1,530 sqft |
| 1st Floor Area | 984 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,263 sqft (0.167 acres) |
| Porch | Slab |
| Porch Area | 96 sqft |
| Storage Building | Storage Building |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 1646 PINE ST |
|---|---|
| City | ORLANDO |
| State | FL |
| Zip | 32824-7741 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | SPAHLERS ADDITION TO TAFT D/114 LOT 1 BLK Q TIER 5 |
| Legal Range | 29E |
| Legal Township | 23S |
| Legal Section | 36 |
| Legal Subdivision | SPAHLERS ADD TO TAFT |
| Legal Tract | 8228 |
| Legal Block | Q |
| Legal Lot Number | 1 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | ORLANDO |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 16804 |
Source: Orange County records, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1646 PINE ST, ORLANDO, FL 32824-7741 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 16, 2023 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Oct 6, 2020 | Deed of Trust, Mortgage FREEDOM MTG |
| Jan 30, 2020 | Warranty Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP |
| Aug 1, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| May 2, 2019 | Trustee's Deed, Foreclosure NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 30, 2020 · Amount on Record |
| Deed Sale | Jan 30, 2020 · Amount on Record |
| Prior Sale | Aug 1, 2019 · Amount on Record |
| Deed Document Number | 202064138 |
| Prior Transfer Date | Apr 29, 2019 |
| Prior Transfer Doc | 0000271629 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 1646 PINE ST, ORLANDO, FL 32824-7741 |
| Transaction Type | Mortgage |
| Record Updated | Jun 7, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1646 PINE ST, ORLANDO, FL 32824-7741 |
| Document Number | 0000276741 |
|---|---|
| Date | May 16, 2023 |
| Instrument | 20230276741 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 27, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 1646 PINE ST, ORLANDO, FL 32824-7741 |
| Document Number | 0000540107 |
| Instrument Date | Oct 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1646 PINE ST ORLANDO FL 328247741, ORLANDO, FL 32824-7741 |
| Document Number | 0000540107 |
|---|---|
| Date | Oct 15, 2020 |
| Instrument | 540107 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 14, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jan 30, 2020 |
| Property Address | 1646 PINE ST, ORLANDO, FL 32824-7741 |
| Document Number | 0000064138 |
| Map Reference | MB D PG 114&115 |
| Instrument Date | Jan 27, 2020 |
| Instrument | 20200064138 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,539.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12311 ACCIPITER DR, 12311, ORLANDO, FL 32837-8115 |
| Name | Verified Name |
|---|---|
| Address | 1646 PINE ST, ORLANDO, FL 32824-7741 |
| Document Number | 0000064139 |
|---|---|
| Date | Jan 30, 2020 |
| Instrument | 20200064139 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Aug 1, 2019 |
| Property Address | 1646 PINE ST, ORLANDO, FL 32824-7741 |
| Document Number | 0000475119 |
| Instrument Date | Jul 30, 2019 |
| Instrument | 475119 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $630.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 12311 ACCIPITER DR ORLANDO FL 328378115, ORLANDO, FL 32837-8115 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | May 2, 2019 |
| Property Address | 1646 PINE ST, ORLANDO, FL 32824-7741 |
| Document Number | 0000271629 |
| Instrument Date | Apr 16, 2019 |
| Instrument | 271629 |
| Transaction Type | Foreclosure |
| Record Updated | May 22, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8742 LUCENT BLVD #300 HIGHLANDS RANCH CO 801292386, 300, HIGHLANDS RANCH, CO 80129-2386 |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $192,198 (+2.7%) | $298,690 (-0.97%) Land $80,000 Building $218,690 | |
| 2025 | $2,812.00 (+6.56%) Homeowner's exemption | $187,145 (+5.99%) | $301,620 (+23.85%) Land $80,000 Building $221,620 |
| 2024 | $2,639.00 (+7.23%) | ||
| 2023 | $2,461.00 (+4.41%) Homeowner's exemption | $176,574 (+3%) | $243,528 (+20.24%) Land $48,000 Building $195,528 |
| 2022 | $2,357.00 Homeowner's exemption | $171,431 | $202,535 Land $38,000 Building $164,535 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TAFT WATER ASSOCIATION private · serves 4,232 people · EPA ID FL3481326 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 5 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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