1640 Pine St, Orlando, FL 32824 Property Records

Orange County property record for 1640 Pine St, Orlando, FL 32824

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 912 sqft · built 1990
Lot Size0.167 acres (7,263 sqft)
OwnerIndividual Name on File
Last Sale$295,000 (Oct 2023)
Tax Bill$5,060 (2025)
Deeds & MortgagesOct 2023 Sale & Mortgage
Feb 2023 Foreclosure
Flood ZoneZone X (minimal risk)
APN36-23-29-8228-51-702

Property Details

APN / Parcel Number

Primary APN36-23-29-8228-51-702
Alternative APNs
  • 292336822851702
  • 426297
  • 431958
  • 436446

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area912 sqft Living Area
Gross Area1,104 sqft
1st Floor Area912 sqft
Utility Area840 sqft
FlooringVinyl/Resilient

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialShingles
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,263 sqft (0.167 acres)
PorchFlorida Room
Porch Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1640 PINE ST
CityORLANDO
StateFL
Zip32824-7741
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionSPAHLERS ADDITION TO TAFT D/114 LOT 2 BLK Q TIER 5
Legal SubdivisionSPAHLERS ADD TO TAFT
Legal Tract8228
Legal BlockQ
Legal Lot Number2
JurisdictionORANGE FL
Township / Civil DivisionORLANDO
Census Block Group1
Census Block1016
Census Tract16804

Owner

1640 Pine St is owned and occupied by an individual who bought it in October 2023.

Source: Orange County records, as of August 21, 2026

Owner of RecordIndividual Name on File
Mailing Address1640 PINE ST, ORLANDO, FL 32824-7741
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 31, 2023Warranty Deed, Transfer · FHA Mortgage
AMERICAN FINANCING CORP
Feb 24, 2023Public Action, Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 31, 2023 · Amount on File
Deed SaleOct 31, 2023 · Amount on File
Prior SaleFeb 24, 2023 · Amount on File
Deed Document Number2023633860
Record UpdatedOct 29, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateOct 31, 2023
Property Address1640 PINE ST, ORLANDO, FL 32824-7741
Document Number0000633860
Map ReferenceMB D PG 114&115
Instrument DateOct 23, 2023
Instrument20230633860
Transaction TypeTransfer
Record UpdatedNov 15, 2023
Title CompanySMART INTERNATIONAL TTL LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,065.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9828 OLD PATINA WAY, ORLANDO, FL 32832-5820

Transferred To (Grantee/Buyer)

NameVerified Name
Address1640 PINE ST, ORLANDO, FL 32824-7741

Mortgage

Document Number0000633861
DateOct 31, 2023
Instrument20230633861
Lender
NameAMERICAN FINANCING CORP
TypeLending Institution
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2053

Mortgage

Document Number0000633862
DateOct 31, 2023
Instrument20230633862
Lender
NameAMERICAN FINANCING CORP
TypeLending Institution
AddressAURORA, CO 80014
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term121 Months
DueNov 1, 2033

February 2023: Public Action, Foreclosure

Document TypePublic Action
JurisdictionORANGE FL
Recording DateFeb 24, 2023
Property Address1640 PINE ST, ORLANDO, FL 32824-7741
Document Number0000108097
Map ReferenceMB D PG 114
Instrument DateFeb 24, 2023
Instrument20230108097
Transaction TypeForeclosure
Record UpdatedMar 9, 2023

Transaction

AmountAmount on Record
Tax$560.70
Amount AccuracyTax Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9828 OLD PATINA WAY, ORLANDO, FL 32832-5820

Tax Assessment & Valuation

The 2025 property tax bill for 1640 Pine St was $5,060, up 12.2% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$286,750 (+1.16%) Land $80,000 Building $206,750$286,750 (-1.05%) Land $80,000 Building $206,750
2025$5,060.00 (+12.2%)$283,462$289,790 Land $80,000 Building $209,790
2024$4,510.00 (+94.65%)
2023$2,317.00 (+13.97%)$146,367 (+21.25%) Land $48,000 Building $98,367$146,367 (+21.25%) Land $48,000 Building $98,367
2022$2,033.00$120,711 Land $38,000 Building $82,711$120,711 Land $38,000 Building $82,711

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1640 Pine St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1640 Pine St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTAFT WATER ASSOCIATION
private · serves 4,232 people · EPA ID FL3481326
Water SourceGroundwater
Last State InspectionDec 2024
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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