1646 Neptune Ave, Encinitas, CA 92024 Property Records

San Diego County property record for 1646 Neptune Ave, Encinitas, CA 92024 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,632 sqft · built 1975
Lot Size0.237 acres (10,322 sqft)
OwnerCompany Name on File
Last Sale$4,100,000 (Aug 2020)
Tax Bill$25,035 (2025)
Deeds & MortgagesAug 2020 Sale & Mortgage
Aug 2019 Transfer
Flood ZoneZone X (minimal risk)
APN254-040-29-02

Property Details

APN / Parcel Number

Primary APN254-040-29-02

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,632 sqft Living Area

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Lot Area10,322 sqft (0.237 acres)
View / LotOcean
Parking Spaces1 Parking Space

Location & Zoning

Street Address1646 NEPTUNE AVE
CityENCINITAS
StateCA
Zip92024-1001
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC 5-13-4W LOT 2 UND INT IN POR OF PAR A PER ROS 1116 IN
Legal Range04W
Legal Township13
Legal Section05
Legal Block4
Legal Lot Number2
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group4
Census Block4004
Census Tract17701

Owner

Source: San Diego County records · APN 254-040-29-02

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1646 NEPTUNE AVE, ENCINITAS, CA 92024-1001
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2020Grant Deed, Transfer · Conventional Mortgage
FIRST REPUBLIC BANK
Aug 30, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 18, 2020 · Amount on Record
Deed SaleAug 18, 2020 · Amount on Record
Deed Document Number2020462721
Prior Transfer DateFeb 22, 2005
Prior Transfer Doc0000184668
Record UpdatedSep 20, 2026

August 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateAug 18, 2020
Property Address1646 NEPTUNE AVE, ENCINITAS, CA 92024-1001
Document Number0000462721
Map ReferenceMAP 1116
Instrument DateJul 22, 2020
Instrument2020-0462721
Transaction TypeTransfer
Record UpdatedJul 22, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Revocable Trust
Address2679 CALIFORNIA ST, SAN FRANCISCO, CA 94115-2617

Mortgage

Document Number0000462722
DateAug 18, 2020
Instrument2020-0462722
Lender
NameFIRST REPUBLIC BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050
Interest
Rate TypeAdjustable Rate
Rate2.85%
Change FrequencyMonthly
Min Rate At Change2.95%
Index1-Year CMT
Max Rate10.9%

August 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateAug 30, 2019
Property Address1646 NEPTUNE AVE, ENCINITAS, CA 92024-1001
Document Number0000375157
Instrument DateAug 23, 2019
Instrument375157
Transaction TypeTransfer
Record UpdatedSep 10, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1276 CRETE CT RIVERSIDE CA 925064751, RIVERSIDE, CA 92506-4751

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$2,263,361 (+2%) Land $2,130,874 Building $132,487
2025$25,035.00 (+6.57%) Homeowner's exemption$2,218,983 (+4.04%) Land $2,089,093 Building $129,890
2023$23,491.00 (+2.3%)$2,132,820 Land $2,007,972 Building $124,848
2022$22,962.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone VE, within 100 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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