Garrard County property record for 1646 High Bridge Rd, Lancaster, KY 40444
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · built 1998 |
| Lot Size | 7.65 acres (333,234 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,000 (Sep 2024) |
| Tax Bill | $4,631 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-47 |
| Primary APN | 09-47 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 333,234 sqft (7.65 acres) |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 25974 |
|---|---|
| Street Address | 1646 HIGH BRIDGE RD |
| City | LANCASTER |
| State | KY |
| Zip | 40444-7374 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZO01 |
| Legal Description | LOT 9 & 10 WALNUT CREEK EST |
| Legal Subdivision | WALNUT CREEK |
| Legal Lot Number | 9&10 |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | BRYANTSVILLE |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 970101 |
1646 High Bridge Rd is owned and occupied by two individuals who bought it in September 2024.
Source: Garrard County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1646 HIGH BRIDGE RD, LANCASTER, KY 40444-7374 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 2024 · Amount on File |
| Deed Sale | Sep 18, 2024 · Amount on File |
| Deed Document Number | 2024188062 |
| Deed Book / Page | 328 / 363 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 1646 High Bridge Rd was $4,631, up 173.7% from the year before.
Source: Garrard County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Unified School District | Garrard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $450,000 (-) Land $70,000 Building $380,000 | $450,000 (-) Land $70,000 Building $380,000 | |
| 2025 | $4,631.00 (+173.7%) Homeowner's exemption | $450,000 (+114.29%) Land $70,000 Building $380,000 | $450,000 (+114.29%) Land $70,000 Building $380,000 |
| 2024 | $1,692.00 (-2.81%) Homeowner's exemption | $210,000 (-) Land $25,000 Building $185,000 | $210,000 (-) Land $25,000 Building $185,000 |
| 2023 | $1,741.00 (-1.47%) Homeowner's exemption | $210,000 (+2.44%) Land $25,000 Building $185,000 | $210,000 (+2.44%) Land $25,000 Building $185,000 |
| 2022 | $1,767.00 Homeowner's exemption | $205,000 Land $205,000 | $205,000 Land $205,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1646 High Bridge Rd in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 11 (2021–2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1646 High Bridge Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures