Garrard County property record for 1548 High Bridge Rd, Lancaster, KY 40444
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · built 2005 |
| Lot Size | 16.9 acres (737,863 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,543 (2025) |
| Deeds & Mortgages | Oct 2026 Mortgage Oct 2026 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-44.03 |
| Primary APN | 09-44.03 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 737,863 sqft (16.9 acres) |
| Garage Type | Basement |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 2446 |
|---|---|
| Street Address | 1548 HIGH BRIDGE RD |
| City | LANCASTER |
| State | KY |
| Zip | 40444-7373 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Subdivision | DAVID W ASBERY 1-A |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | BRYANTSVILLE |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 970101 |
1548 High Bridge Rd, a rural home, is owned and occupied by an individual who acquired it in September 2026.
Source: Garrard County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1548 HIGH BRIDGE RD, LANCASTER, KY 40444-7373 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 7, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage STOCK YARDS BANK |
| Oct 7, 2026 | Deed of Trust, Mortgage · Conventional Mortgage STOCK YARDS BANK |
| Mar 17, 2006 | Deed of Trust, Mortgage · Line of Credit KENTUCKY BANK |
| May 11, 2007 | Deed of Trust, Mortgage · Conventional Mortgage KENTUCKY BANK |
| May 18, 2013 | Deed of Trust, Mortgage KENTUCKY BANK |
| May 21, 2007 | Deed of Trust, Mortgage · Line of Credit KENTUCKY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 29, 2026 |
| Transfer Doc | 0000223032 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Oct 7, 2026 |
| Property Address | 1548 HIGH BRIDGE RD, LANCASTER, KY 40444-7373 |
| Document Number | 0000223032 |
| Book / Page | 339 / 627 |
| Instrument Date | Sep 29, 2026 |
| Instrument | 2026223032 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1548 HIGH BRIDGE RD, LANCASTER, KY 40444-7373 |
| Document Number | 0000223033, |
|---|---|
| Date | Oct 7, 2026 |
| Instrument | 2026223033 |
| Name | STOCK YARDS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Oct 7, 2026 |
| Property Address | 1548 HIGH BRIDGE RD, LANCASTER, KY 40444-7373 |
| Document Number | 0000223033 |
| Book / Page | 478 / 145 |
| Instrument Date | Sep 24, 2026 |
| Instrument | 2026223033 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1548 HIGH BRIDGE RD, LANCASTER, KY 40444-7373 |
| Document Number | 0000223033, |
|---|---|
| Date | Oct 7, 2026 |
| Book Page | 478/145 |
| Instrument | 2026223033 |
| Name | STOCK YARDS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRARD KY |
| Property Address | 1548 HIGH BRIDGE RD, LANCASTER, KY 40444-7373 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1548 HIGH BRIDGE RD, LANCASTER, KY 40444-7373 |
| Investor | Possibly a Property Investor |
| Document Number | 000M256/35 |
|---|---|
| Date | Mar 17, 2006 |
| Book Page | M256/35 |
| Instrument | 69672 |
| Name | KENTUCKY BANK |
|---|---|
| Address | PARIS, KY 40361 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 13, 2021 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRARD KY |
| Property Address | 1548 HIGH BRIDGE RD, LANCASTER, KY 40444-7373 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00M272/923 |
|---|---|
| Date | May 11, 2007 |
| Book Page | M272/923 |
| Instrument | 87683 |
| Name | KENTUCKY BANK |
|---|---|
| Address | PARIS, KY 40361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRARD KY |
| Property Address | 1548 HIGH BRIDGE RD, LANCASTER, KY 40444-7373 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000324/22 |
|---|---|
| Date | May 18, 2013 |
| Book Page | 324/22 |
| Instrument | 116516 |
| Name | KENTUCKY BANK |
|---|---|
| Address | PARIS, KY 40361 |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Jun 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRARD KY |
| Property Address | 1548 HIGH BRIDGE RD, LANCASTER, KY 40444-7373 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1548 HIGH BRIDGE RD, LANCASTER, KY 40444-7373 |
| Investor | Possibly a Property Investor |
| Document Number | 00M273/393 |
|---|---|
| Date | May 21, 2007 |
| Book Page | M273/393 |
| Instrument | 88234 |
| Name | KENTUCKY BANK |
|---|---|
| Address | PARIS, KY 40361 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 1548 High Bridge Rd was $1,543, down 0.5% from the year before.
Source: Garrard County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Unified School District | Garrard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $150,000 (-) | $220,000 (+46.67%) Land $220,000 | |
| 2025 | $1,543.00 (-0.52%) | $150,000 (-) Land $5,000 Building $145,000 | $150,000 (-) Land $5,000 Building $145,000 |
| 2024 | $1,551.00 (-2.82%) | $150,000 (-) Land $5,000 Building $145,000 | $150,000 (-) Land $5,000 Building $145,000 |
| 2023 | $1,596.00 (+6.12%) | $150,000 (+7.14%) Land $5,000 Building $145,000 | $150,000 (+7.14%) Land $5,000 Building $145,000 |
| 2022 | $1,504.00 | $140,000 Land $5,000 Building $135,000 | $140,000 Land $5,000 Building $135,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1548 High Bridge Rd in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 11 (2021–2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1548 High Bridge Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures