1646 Ferry Rd, Franklin, GA 30217 Property Records

Heard County property record for 1646 Ferry Rd, Franklin, GA 30217

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,860 sqft · built 1965
Lot Size	5.78 acres (251,777 sqft)
Owner	2 Individual Names on Record
Last Sale	$339,999 (Jun 2026)
Tax Bill	$2,483 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2026 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`0044-0031-01`

Property Details

APN / Parcel Number

Primary APN	`0044-0031-01`
Alternative APN	`6130`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,860 sqft Heated Area
1st Floor Area	1,650 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2022
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	251,777 sqft (5.78 acres)
Garage Type	Carport
Garage Area	720 sqft
Carport	Carport
Carport Area	720 sqft

Exterior Amenities

Porch	Porch
Porch Area	16 sqft
Deck Area	208 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	6130
Street Address	1646 FERRY RD
City	FRANKLIN
State	GA
Zip	30217-7608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HSE/5.775 ACS/TR 18/LL 188 & 183/4 LD
Legal Subdivision	H C ARNALL ESTATE 01
Legal Tract	18
Jurisdiction	HEARD GA
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3004
Census Tract	970100

Owner

Source: Heard County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1646 FERRY RD, FRANKLIN, GA 30217-7608
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE
Jun 2, 2026	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE
Mar 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK
Apr 10, 2017	Deed of Trust, Mortgage CHARTERBANK
Mar 17, 2022	Limited Warranty Deed, Transfer
Nov 12, 2021	Warranty Deed, Transfer
Jul 30, 2019	Deed of Trust, Mortgage · Line of Credit UNITED CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2026 · Amount on Record
Deed Sale	Jun 2, 2026 · Amount on Record
Prior Sale	Nov 12, 2021 · Amount on Record
Deed Book / Page	562 / 226
Prior Transfer Date	May 29, 2026
Prior Transfer Doc	0562000244
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HEARD GA
Recording Date	Jun 2, 2026
Property Address	1646 FERRY RD, FRANKLIN, GA 30217-7608
Document Number	0562000226
Book / Page	562 / 226
Instrument Date	May 29, 2026
Transaction Type	Transfer
Record Updated	Jul 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1646 FERRY RD, FRANKLIN, GA 30217-7608
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000008,
Date	Jun 2, 2026
Book Page	562/228
Instrument	20268

Lender

Name	AMERICAN PACIFIC MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HEARD GA
Recording Date	Jun 2, 2026
Property Address	1646 FERRY RD, FRANKLIN, GA 30217-7608
Document Number	0562000244
Book / Page	562 / 244
Instrument Date	May 29, 2026
Transaction Type	Transfer
Record Updated	Jul 20, 2026

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1646 FERRY RD, FRANKLIN, GA 30217-7608

Mortgage

Document Number	0000000008,
Date	Jun 2, 2026
Book Page	562/228
Instrument	20268

Lender

Name	AMERICAN PACIFIC MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HEARD GA
Property Address	1646 FERRY RD, FRANKLIN, GA 30217-7608
Transaction Type	Mortgage
Record Updated	Nov 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1646 FERRY RD, FRANKLIN, GA 30217-7608

Mortgage

Document Number	0005020000000524
Date	Mar 28, 2022
Book Page	0000000502/0000000524

Lender

Name	AMERIS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HEARD GA
Property Address	1646 FERRY RD, FRANKLIN, GA 30217-7608
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004450045
Date	Apr 10, 2017
Book Page	445/45

Lender

Name	CHARTERBANK

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Apr 1, 2027

March 2022: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	HEARD GA
Recording Date	Mar 17, 2022
Property Address	1646 FERRY RD, FRANKLIN, GA 30217-7608
Document Number	0005020523
Book / Page	502 / 523
Instrument Date	Mar 17, 2022
Instrument	2022-000200
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1646 FERRY RD, FRANKLIN, GA 30217-7608

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HEARD GA
Recording Date	Nov 12, 2021
Property Address	1646 FERRY RD, FRANKLIN, GA 30217-7608
Document Number	0004970489
Book / Page	497 / 489
Instrument Date	Nov 12, 2021
Instrument	2021-000702
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 COLONIAL CENTER PKWY STE 100, 100, ROSWELL, GA 30076-4892
Investor	Possibly a Property Investor

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HEARD GA
Property Address	1646 FERRY RD, FRANKLIN, GA 30217-7608
Document Number	0004680437
Instrument Date	Jul 30, 2019
Transaction Type	Mortgage
Record Updated	Sep 6, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1646 FERRY RD FRANKLIN GA 302177608, FRANKLIN, GA 30217-7608

Mortgage

Document Number	0004680437
Date	Aug 23, 2019
Book Page	000468/000437

Lender

Name	UNITED CMNTY BK
Type	Bank
Address	CARROLLTON, GA 30117

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 22, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Heard County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Heard County
Unified School District	Heard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,483.00 (+10.75%)	$127,571 (+18.72%) Land $24,680 Building $102,891	$318,927 (+18.72%) Land $61,699 Building $257,228
2023	$2,242.00	$107,454 Land $13,430 Building $94,024	$268,635 Land $33,575 Building $235,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 79% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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