1646 Elder Ave, San Diego, CA 92154 Property Records

San Diego County property record for 1646 Elder Ave, San Diego, CA 92154

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,476 sqft · built 1950
Lot Size	0.188 acres (8,180 sqft)
Owner	2 Individual Names on File
Last Sale	$636,500 (Jan 2020)
Tax Bill	$9,021 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Nov 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`627-282-20-00`

Property Details

APN / Parcel Number

Primary APN	`627-282-20-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,476 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	8,180 sqft (0.188 acres)

Location & Zoning

Street Address	1646 ELDER AVE
City	SAN DIEGO
State	CA
Zip	92154-1941
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1-7
Legal Description	LOT 33 TR 002106
Legal Subdivision	IMPERIAL BEACH
Legal Tract	002106
Legal Block	2
Legal Lot Number	33
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2013
Census Tract	10103

Owner

1646 Elder Ave is owned and occupied by two individuals who bought it in January 2020.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1646 ELDER AVE, SAN DIEGO, CA 92154-1941
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2020	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Nov 30, 2020	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Jan 17, 2020	Grant Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC
Oct 6, 2017	Grant Deed, Transfer · VA Mortgage FIRST CALIFORNIA FUNDING
Jun 2, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2020 · Amount on File
Deed Sale	Jan 17, 2020 · Amount on File
Prior Sale	Oct 6, 2017 · Amount on File
Deed Document Number	202028811
Prior Transfer Date	Apr 11, 1996
Prior Transfer Doc	0000320249
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1646 ELDER AVE, SAN DIEGO, CA 92154-1941
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1646 ELDER AVE, SAN DIEGO, CA 92154-1941

Mortgage

Document Number	0000768014
Date	Dec 2, 2020
Instrument	2020-0768014

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1646 ELDER AVE, SAN DIEGO, CA 92154-1941
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1646 ELDER AVE, SAN DIEGO, CA 92154-1941

Mortgage

Document Number	0000761127
Date	Nov 30, 2020
Instrument	2020-0761127

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 17, 2020
Property Address	1646 ELDER AVE, SAN DIEGO, CA 92154-1941
Document Number	0000028811
Instrument Date	Jan 2, 2020
Instrument	28811
Transaction Type	Transfer
Record Updated	Jan 31, 2020
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1646 ELDER AVE SAN DIEGO CA 921541941, SAN DIEGO, CA 92154-1941

Mortgage

Document Number	28812
Date	Jan 17, 2020
Instrument	28812

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 16, 2050

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 6, 2017
Property Address	1646 ELDER AVE, SAN DIEGO, CA 92154-1941
Document Number	0000464398
Map Reference	MAP2106
Instrument Date	Sep 28, 2017
Instrument	2017-0464398
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CORINTHIAN TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1646 ELDER AVE, SAN DIEGO, CA 92154-1941

Mortgage

Document Number	0000464399
Date	Oct 6, 2017
Instrument	2017-0464399

Lender

Name	FIRST CALIFORNIA FUNDING
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

June 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 2, 2017
Property Address	1646 ELDER AVE, SAN DIEGO, CA 92154-1941
Document Number	0000249492
Instrument Date	May 19, 2017
Instrument	249492
Transaction Type	Foreclosure
Record Updated	Jun 9, 2017

Transaction

Amount	Amount on Record
Tax	$427.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7710 BALBOA AVE #213B SAN DIEGO CA 921112261, 213B, SAN DIEGO, CA 92111-2261

Tax Assessment & Valuation

The 2025 property tax bill for 1646 Elder Ave was $9,021.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Elementary School District	South Bay Union School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$709,854 (+2%) Land $446,205 Building $263,649
2025	$9,021.00	$695,936 Land $437,456 Building $258,480
2023	$7,909.00 (+1.93%)	$668,914 Land $420,470 Building $248,444
2022	$7,759.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1646 Elder Ave in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	9 (1984–1988)
Most Recent Claim	Feb 1988 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1646 Elder Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-AM WATER CORONADO private · serves 106,000 people · EPA ID CA3710001
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 771 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, T-Mobile.

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