Oakland County property record for 1646 Chase Dr, Rochester, MI 48307
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,490 sqft · built 1999 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $440,000 (Aug 2015) |
| Tax Bill | $7,774 (2025) |
| Deeds & Mortgages | Nov 2021 Second Mortgage Aug 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 68-15-12-406-007 |
| Primary APN | 68-15-12-406-007 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,490 sqft Living Area |
| 1st Floor Area | 1,908 sqft |
| Basement Area | 1,858 sqft |
| Unfinished Basement | 1,858 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 25 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 1646 CHASE DR |
|---|---|
| City | ROCHESTER |
| State | MI |
| Zip | 48307-1797 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T3N, R11E, SEC 12 STONY CREEK RIDGE NO 1 LOT 7 7-24-96 FR 426-003 |
| Legal Range | 11E |
| Legal Township | 03N |
| Legal Section | 12 |
| Legal Subdivision | STONY CREEK |
| Legal Lot Number | 7 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | ROCHESTER |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 191300 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1646 CHASE DR, ROCHESTER, MI 48307-1797 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 23, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CREDIT UNION ONE |
| Aug 31, 2018 | Deed of Trust, Mortgage · Line of Credit CREDIT UNION ONE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 6, 2015 · Amount on Record |
| Deed Sale | Aug 6, 2015 · Amount on Record |
| Prior Sale | Aug 22, 2011 · Amount on Record |
| Deed Document Number | 20159767 |
| Deed Book / Page | 48474 / 258 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1646 CHASE DR, ROCHESTER, MI 48307-1797 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1646 CHASE DR, ROCHESTER, MI 48307-1797 |
| Document Number | 0000262223 |
|---|---|
| Date | Nov 23, 2021 |
| Book Page | 57107/232 |
| Instrument | 262223 |
| Name | CREDIT UNION ONE |
|---|---|
| Type | Credit Union |
| Address | FERNDALE, MI 48220 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1646 CHASE DR, ROCHESTER, MI 48307-1797 |
| Document Number | 0000166387 |
| Instrument Date | Aug 31, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2019 |
| Name | Verified Name |
|---|---|
| Address | 1646 CHASE DR ROCHESTER MI 483071797, ROCHESTER, MI 48307-1797 |
| Document Number | 0000166387 |
|---|---|
| Date | Oct 10, 2018 |
| Book Page | 052256/000516 |
| Instrument | 166387 |
| Name | CREDIT UNION ONE |
|---|---|
| Type | Credit Union |
| Address | FEMDALE, MI 48220 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 9, 2043 |
| Rate Type | Adjustable Rate |
|---|
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Rochester City |
| Unified School District | Rochester Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,774.00 (-8.44%) Homeowner's exemption | $298,460 (+16.91%) | $596,920 (+16.91%) |
| 2024 | $8,491.00 (+18.28%) | ||
| 2023 | $255,280 | $510,560 | |
| 2021 | $7,179.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROCHESTER EAST serves 5,100 people · EPA ID MI0005723 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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