Oakland County property record for 1640 Chase Dr, Rochester, MI 48307
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,523 sqft · built 1998 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $585,000 (Nov 2021) |
| Tax Bill | $9,145 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Nov 2021 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 68-15-12-406-006 |
| Primary APN | 68-15-12-406-006 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 3,523 sqft Living Area |
| 1st Floor Area | 2,077 sqft |
| Basement Area | 1,593 sqft |
| Unfinished Basement | 1,593 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 61 sqft |
| Deck Area | 211 sqft |
| Patio Area | 211 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 1640 CHASE DR |
|---|---|
| City | ROCHESTER |
| State | MI |
| Zip | 48307-1797 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T3N, R11E, SEC 12 STONY CREEK RIDGE NO 1 LOT 6 7-24-96 FR 426-003 |
| Legal Range | 11E |
| Legal Township | 03N |
| Legal Section | 12 |
| Legal Subdivision | STONY CREEK |
| Legal Lot Number | 6-7 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | ROCHESTER |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 191300 |
1640 Chase Dr is owned and occupied by two individuals who bought it in November 2021.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1640 CHASE DR, ROCHESTER, MI 48307-1797 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Nov 17, 2021 | Warranty Deed, Transfer CAPITOL TITLE COMPANY INC, CAPITAL TITLE INS AGCY INC |
| Apr 18, 2019 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK EASTERN MICHIGAN |
| Jun 30, 2017 | Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD MTG/MI |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 17, 2021 · Amount on File |
| Deed Sale | Nov 17, 2021 · Amount on File |
| Prior Sale | Jun 30, 2017 · Amount on File |
| Deed Document Number | 2021259413 |
| Deed Book / Page | 57090 / 831 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1640 CHASE DR, ROCHESTER, MI 48307-1797 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2023 |
| Title Company | LIBERTY TITLE |
| Name | Verified Name |
|---|---|
| Address | 265 PARSONS LN, ROCHESTER HILLS, MI 48307-2848 |
| Document Number | 0000253322 |
|---|---|
| Date | Nov 4, 2021 |
| Book Page | 57055/109 |
| Instrument | 253322 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Nov 17, 2021 |
| Property Address | 1640 CHASE DR, ROCHESTER, MI 48307-1797 |
| Document Number | 0000259413 |
| Book / Page | 57090 / 831 |
| Map Reference | LB 246 PG 19-31 |
| Instrument Date | Oct 25, 2021 |
| Instrument | 259413 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2023 |
| Title Company | CAPITOL TITLE COMPANY INC, CAPITAL TITLE INS AGCY INC |
| Amount | Amount on Record |
|---|---|
| Tax | $4,387.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1640 CHASE DR, ROCHESTER, MI 48307-1797 |
| Name | Verified Name |
|---|---|
| Address | 1640 CHASE DR, ROCHESTER, MI 48307-1797 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1640 CHASE DR, ROCHESTER, MI 48307-1797 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0000060809 |
|---|---|
| Date | Apr 18, 2019 |
| Book Page | 52747/00280 |
| Instrument | 60809 |
| Name | FIFTH THIRD BANK EASTERN MICHIGAN |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jun 30, 2017 |
| Property Address | 1640 CHASE DR, ROCHESTER, MI 48307-1797 |
| Document Number | 0000126633 |
| Book / Page | 050825 / 000482 |
| Instrument Date | Jun 28, 2017 |
| Instrument | 126633 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2017 |
| Title Company | TITLE ONE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,655.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4976 SADDLE BROOK CT TROY MI 480855100, TROY, MI 48085-5100 |
| Document Number | 126634 |
|---|---|
| Date | Jun 30, 2017 |
| Book Page | 050825/000483 |
| Instrument | 126634 |
| Name | FIFTH THIRD MTG/MI |
|---|---|
| Type | Mortgage Company |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 29, 2047 |
The 2025 property tax bill for 1640 Chase Dr was $9,145 with a homeowner's exemption, down 8.4% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Rochester City |
| Unified School District | Rochester Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,145.00 (-8.44%) Homeowner's exemption | $344,080 | $688,160 |
| 2024 | $9,988.00 | ||
| 2023 | $297,750 | $595,500 | |
| 2021 | $8,377.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1640 Chase Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1640 Chase Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROCHESTER EAST serves 5,100 people · EPA ID MI0005723 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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