1646 Andover Ln, Frederick, MD 21702 Property Records

Frederick County property record for 1646 Andover Ln, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,040 sqft · built 1984
Lot Size	0.186 acres (8,115 sqft)
Owner	Individual Name on File
Last Sale	$410,000 (Apr 2023)
Tax Bill	$4,976 (2023)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Dec 2022 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`02-134829`

Property Details

APN / Parcel Number

Primary APN	`02-134829`
Alternative APNs	`2134829` `134829`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,040 sqft Total Area
1st Floor Area	1,040 sqft
Basement Area	860 sqft
Finished Basement	860 sqft

Exterior

Year Built	Built 1984
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,115 sqft (0.186 acres)
Deck Area	666 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	134829
Old Parcel Number	2134829
Street Address	1646 ANDOVER LN
City	FREDERICK
State	MD
Zip	21702-3700
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	LOT 115 SEC 4 8115 SQ FT ANDOVER LANE STONEGATE FARMS
Legal Subdivision	STONEGATE FARMS SEC 04
Legal Lot Number	115
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1001
Census Tract	750507

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County assessment roll, as of July 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1646 ANDOVER LN, FREDERICK, MD 21702-3700
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2023	Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING
Dec 29, 2022	Trustee's Deed, Foreclosure CHOICE TITLE, CHOICE TITLE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 14, 2023 · Amount on Record
Deed Sale	Apr 14, 2023 · Amount on Record
Prior Sale	Dec 29, 2022 · Amount on Record
Deed Document Number	0001640398
Deed Book / Page	16403 / 98
Record Updated	Jun 7, 2026

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Apr 14, 2023
Property Address	1646 ANDOVER LN, FREDERICK, MD 21702-3700
Document Number	0164030098
Book / Page	16403 / 98
Map Reference	MB 28 PL 134
Instrument Date	Mar 28, 2023
Transaction Type	Transfer
Record Updated	May 2, 2023
Title Company	CHOICE TITLE, CHOICE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,025.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1646 ANDOVER LN, FREDERICK, MD 21702-3700

Mortgage

Document Number	0016403105
Date	Apr 14, 2023
Instrument	16403/105

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

December 2022: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	FREDERICK MD
Recording Date	Dec 29, 2022
Property Address	1646 ANDOVER LN, FREDERICK, MD 21702-3700
Document Number	0162770445
Book / Page	16277 / 445
Map Reference	MB 28 PL 134
Instrument Date	Nov 1, 2022
Transaction Type	Foreclosure
Record Updated	Jan 10, 2023
Title Company	CHOICE TITLE, CHOICE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$900.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	6 FARMSTEAD PL, MIDDLETOWN, MD 21769-7742

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,976.00	$271,933	$326,200 Land $112,600 Building $213,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Shenandoah Telecommunications Company.

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