Frederick County property record for 1640 Andover Ln, Frederick, MD 21702 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2.5 Baths |
| Year Built | Built 1984 |
| Square Footage | 2,080 sqft Living Area |
| Lot Size | 6,454 sqft (0.148 acres) |
| Garage | Attached, 242 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $370,000 (2022) |
| Tax Bill | $6,391.00 (2025) |
Source: Frederick County records · APN 02-134799
Assessment roll updated August 4, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1640 ANDOVER LN, FREDERICK, MD 21702-3700 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 14, 2022 | Deed, Transfer · Conventional Mortgage HOMESPIRE MORTGAGE CORP |
| Dec 31, 2019 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 14, 2022 · Amount on Record |
| Deed Sale | Dec 14, 2022 · Amount on Record |
| Prior Sale | Dec 31, 2019 · Amount on Record |
| Deed Book / Page | 16261 / 96 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Dec 14, 2022 |
| Property Address | 1640 ANDOVER LN, FREDERICK, MD 21702-3700 |
| Document Number | 0162610096 |
| Book / Page | 16261 / 96 |
| Map Reference | MB 28 FO 134 |
| Instrument Date | Nov 17, 2022 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2022 |
| Title Company | KTL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,850.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1640 ANDOVER LN, FREDERICK, MD 21702-3700 |
| Document Number | 0016261102 |
|---|---|
| Date | Dec 14, 2022 |
| Instrument | 16261/102 |
| Name | HOMESPIRE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Dec 31, 2019 |
| Property Address | 1640 ANDOVER LN, FREDERICK, MD 21702-3700 |
| Document Number | 0134310384 |
| Book / Page | 13431 / 0384 |
| Map Reference | MB 28 FO 134 |
| Instrument Date | Dec 13, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | ATG TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $675.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1640 ANDOVER LN, FREDERICK, MD 21702-3700 |
| Document Number | 134310391 |
|---|---|
| Date | Dec 31, 2019 |
| Instrument | 13431/0391 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2050 |
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,391.00 (+23.47%) | $345,300 (+22%) Land $110,500 Building $234,800 | $345,300 (-) Land $110,500 Building $234,800 |
| 2023 | $5,176.00 | $283,033 | $345,300 Land $110,500 Building $234,800 |
Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified: October 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
| Primary APN | 02-134799 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 2,080 sqft Living Area |
| Gross Area | 2,322 sqft Gross Area |
| 1st Floor | 952 sqft 1st Floor |
| Basement Area | 680 sqft Basement |
| Stories | 1 Stories |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Conventional Style |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,454 sqft (0.148 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 242 sqft Garage |
| Porch Area | 192 sqft Porch |
| Heating Fuel | Electric Heating Fuel |
|---|---|
| Sewage | Municipal Sewage |
| Account Number | 134799 |
|---|---|
| Street Address | 1640 ANDOVER LN |
| City | FREDERICK |
| State | MD |
| Zip | 21702-3700 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 112 SEC 4 6454 SQ FT ANDOVER LANE STONEGATE FARMS |
| Legal Subdivision | STONEGATE FARMS |
| Legal Lot Number | 112 |
| Jurisdiction | FREDERICK MD |
| Minor Civil Division | 2, FREDERICK |
| Census Blockgroup | 1 |
| Census Block | 1001 |
| Census Tract | 750507 |
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