1645 Wetters Rd, Kawkawlin, MI 48631 Property Records

Bay County property record for 1645 Wetters Rd, Kawkawlin, MI 48631

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,202 sqft · built 1967
Lot Size	2.75 acres (119,790 sqft)
Owner	Individual Name on Record
Last Sale	$113,600 (Oct 2017)
Tax Bill	$2,663 (2026)
Deeds & Mortgages	Jun 2020 Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`080-015-100-035-00`

Property Details

APN / Parcel Number

Primary APN	`080-015-100-035-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,202 sqft Living Area
1st Floor Area	1,442 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Lot Area	119,790 sqft (2.75 acres)
Lot Dimensions	600 ft deep x 200 ft wide
Garage Area	696 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1645 WETTERS RD
City	KAWKAWLIN
State	MI
Zip	48631-9457
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM 1318 FT W OF CEN OF SEC TH N 600 FT TH E 200 FT TH S 600 FT TH W 200 FT TO BEG. SEC.15,T15N,R4E
Jurisdiction	BAY MI
Township / Civil Division	KAWKAWLIN
Census Block Group	1
Census Block	1023
Census Tract	286102

Owner

Source: Bay County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1645 WETTERS RD, KAWKAWLIN, MI 48631-9457
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2020	Deed of Trust, Mortgage · Conventional with PMI NEW EXECUTIVE MTG
Oct 17, 2017	Warranty Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2017 · Amount on Record
Deed Sale	Oct 17, 2017 · Amount on Record
Deed Document Number	20173244-754
Deed Book / Page	3244 / 754
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Property Address	1645 WETTERS RD, KAWKAWLIN, MI 48631-9457
Document Number	0000008970
Instrument Date	Jun 29, 2020
Transaction Type	Mortgage
Record Updated	Feb 8, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1645 WETTERS RD KAWKAWLIN MI 486319457, KAWKAWLIN, MI 48631-9457

Mortgage

Document Number	0000008970
Date	Jul 7, 2020
Instrument	8970

Lender

Name	NEW EXECUTIVE MTG
Type	Mortgage Company
Address	BAY CITY, MI 48706

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	300 Months
Due	Jul 6, 2045

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	Oct 17, 2017
Property Address	1645 WETTERS RD, KAWKAWLIN, MI 48631-9457
Document Number	0032440754
Book / Page	3244 / 754
Instrument Date	Oct 13, 2017
Instrument	3244-754
Transaction Type	Transfer
Record Updated	Jul 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$980.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1645 WETTERS RD, 1645, KAWKAWLIN, MI 48631-9457

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	1807 S CHILSON ST # BAY6, BAY6, BAY CITY, MI 48706-5218

Mortgage

Document Number	3244756
Date	Oct 17, 2017
Instrument	3244-756

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Kawkawlin Township
Unified School District	Bay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,663.00 (+13.46%) Homeowner's exemption	$108,400 (+32.36%)	$216,800 (+32.36%)
2023		$81,900	$163,800
2022	$2,347.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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