1640 Wetters Rd, Kawkawlin, MI 48631 Property Records

Bay County property record for 1640 Wetters Rd, Kawkawlin, MI 48631

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,768 sqft · built 1975
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Individual Names on Record
Last Sale	$78,900 (Mar 2017)
Tax Bill	$2,302 (2026)
Deeds & Mortgages	Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`080-015-300-020-01`

Property Details

APN / Parcel Number

Primary APN	`080-015-300-020-01`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,768 sqft Living Area
1st Floor Area	1,768 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	25,265 sqft (0.58 acres)
Lot Dimensions	241 ft deep x 105 ft wide
Garage Area	1,120 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1640 WETTERS RD
City	KAWKAWLIN
State	MI
Zip	48631-9457
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 105 FT OF N 241 FT OF W 1/2 OF E 1/2 OF SW 1/4 SEC 15 T15N R4E 12-28-77
Legal Range	04E
Legal Township	15N
Legal Section	15
Jurisdiction	BAY MI
Township / Civil Division	KAWKAWLIN
Census Block Group	2
Census Block	2001
Census Tract	286102

Owner

Source: Bay County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1640 WETTERS RD, KAWKAWLIN, MI 48631-9457
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2017 · Amount on Record
Deed Sale	Mar 13, 2017 · Amount on Record
Prior Sale	Oct 18, 2016 · Amount on Record
Deed Book / Page	3204 / 244
Record Updated	Oct 29, 2026

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	Mar 13, 2017
Property Address	1640 WETTERS RD, KAWKAWLIN, MI 48631-9457
Document Number	0032040244
Book / Page	3204 / 244
Instrument Date	Mar 8, 2017
Transaction Type	Transfer
Record Updated	Jul 15, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$679.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3881 N EUCLID AVE, 3881, BAY CITY, MI 48706-2028

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1640 WETTERS RD, KAWKAWLIN, MI 48631-9457

Mortgage

Document Number	3204247
Date	Mar 13, 2017
Instrument	3204/247

Lender

Name	THE DART BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2022
Change Frequency	Annually
Min Rate At Change	4.87%
Max Rate At Change	6.87%
Index	1-Year LIBOR
Max Rate	10.8%

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Kawkawlin Township
Unified School District	Bay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,302.00 (+9.15%) Homeowner's exemption	$97,100 (+33.75%)	$194,200 (+33.75%)
2023		$72,600	$145,200
2022	$2,109.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (2017–2020)
Most Recent Claim	May 2020 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jun 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Wetters Rd

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