Montgomery County property record for 1645 Red River St, Dayton, OH 45417
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 864 sqft · built 1956 |
| Lot Size | 0.319 acres (13,939 sqft) |
| Owner | Owner Name on Record |
| Tax Bill | $906 (2024) |
| Deeds & Mortgages | Feb 2026 Mortgage Jan 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | H33 01121 0041 |
| Primary APN | H33 01121 0041 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 13,939 sqft |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 180 sqft |
| Canopy | 180 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1645 RED RIVER ST |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45417-9645 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 162 SECOND OHIO BLDRS 1 |
| Legal Subdivision | SECOND OHIO BLDRS 1 |
| Legal Lot Number | 41 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | TROTWOOD |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 70300 |
Source: Montgomery County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 1645 W RIVER RD # RED, RED, DAYTON, OH 45417-6801 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Feb 6, 2026 | Deed of Trust, Mortgage · FHA Mortgage UNITED MORTGAGE LENDING LLC |
| Jan 31, 2024 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 26, 2006 |
| Transfer Doc | 0000036921 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 1645 RED RIVER ST, DAYTON, OH 45417-9645 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2026 |
| Title Company | UNKNOWN, UNLS |
| Name | Verified Name |
|---|---|
| Address | 1645 RED RIVER ST, DAYTON, OH 45417-9645 |
| Document Number | 0000007379 |
|---|---|
| Date | Feb 6, 2026 |
| Instrument | 2026-00007379 |
| Name | UNITED MORTGAGE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48084 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 1645 RED RIVER ST, DAYTON, OH 45417-9645 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000004779 |
|---|---|
| Date | Jan 31, 2024 |
| Instrument | 2024-00004779 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1600 S DOUGLASS RD # 400, ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Feb 1, 2049 |
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Trotwood City |
| Unified School District | Trotwood-Madison City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,120 (-) Land $3,500 Building $9,620 | ||
| 2024 | $906.00 (+2.14%) | ||
| 2023 | $887.00 (-2.42%) | $13,120 (+25.31%) Land $3,500 Building $9,620 | $37,490 (+25.38%) Land $10,000 Building $27,490 |
| 2022 | $909.00 | $10,470 Land $2,800 Building $7,670 | |
| 2020 | $29,900 Land $8,000 Building $21,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 2 PWS serves 83,033 people · EPA ID OH5701503 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures