1645 Oldtown Rd, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 1645 Oldtown Rd, Edgewater, MD 21037

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,480 sqft · built 1940
Lot Size	0.092 acres (4,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$332,000 (Dec 2019)
Tax Bill	$4,800 (2025)
Deeds & Mortgages	Dec 2019 Sale & Mortgage Jul 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-904-06195000`

Property Details

APN / Parcel Number

Primary APN	`01-904-06195000`
Alternative APNs	`190406195000` `90406195000`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,008 sqft Living Area
Gross Area	2,128 sqft
1st Floor Area	820 sqft
Attic	Attic
Attic Area	150 sqft
Basement Area	528 sqft
Finished Basement	528 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	4,000 sqft (0.092 acres)

Exterior Amenities

Porch	Enclosed Porch
Porch Area	280 sqft
Deck Area	200 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	90406195000
Street Address	1645 OLDTOWN RD
City	EDGEWATER
State	MD
Zip	21037-2415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LTS 5635 5636 WOODLAND BEACH
Legal Subdivision	WOODLAND BEACH
Legal Block	2
Legal Lot Number	5635
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	2
Census Block	2038
Census Tract	701103

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1645 OLDTOWN RD, EDGEWATER, MD 21037-2415
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2019	Deed, Transfer · FHA Mortgage FIRST HOME MORTGAGE CORP
Jul 24, 2019	Grant Deed, Transfer ACER TITLE AND ESCROW LLC, ACER TITLE & ESCROW LLC
Jun 11, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2019 · Amount on Record
Deed Sale	Dec 27, 2019 · Amount on Record
Prior Sale	Jul 24, 2019 · Amount on Record
Deed Book / Page	34000 / 1
Transfer Doc	0000014339
Record Updated	Oct 29, 2026

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Dec 27, 2019
Property Address	1645 OLDTOWN RD, EDGEWATER, MD 21037-2415
Document Number	0340000001
Book / Page	34000 / 001
Map Reference	MB FSR 3 FO 27
Instrument Date	Dec 19, 2019
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	MASTERS TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1645 OLDTOWN RD, EDGEWATER, MD 21037-2415

Mortgage

Document Number	34000007
Date	Dec 27, 2019
Instrument	34000/007

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jul 24, 2019
Property Address	1645 OLDTOWN RD, EDGEWATER, MD 21037-2415
Document Number	0333750408
Book / Page	033375 / 000408
Instrument Date	Jul 11, 2019
Transaction Type	Transfer
Record Updated	Aug 9, 2019
Title Company	ACER TITLE AND ESCROW LLC, ACER TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Tax	$155.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14119 ALFALFA FIELD CT BOWIE MD 207205842, BOWIE, MD 20720-5842

June 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jun 11, 2019
Property Address	1645 OLDTOWN RD, EDGEWATER, MD 21037-2415
Document Number	0332240199
Book / Page	033224 / 000199
Instrument Date	Jun 7, 2019
Transaction Type	Foreclosure
Record Updated	Jun 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$244.50
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1645 OLDTOWN RD EDGEWATER MD 210372415, EDGEWATER, MD 21037-2415

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$401,000 (+20.86%) Land $220,000 Building $181,000	$401,000 (+20.86%) Land $220,000 Building $181,000
2025	$4,800.00 (+32.49%)
2023	$3,623.00	$331,800 Land $170,000 Building $161,800	$331,800 Land $170,000 Building $161,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 41 policies
Nearby Flood Policies	41 in force
Nearby Flood Claims	5 (2003–2025)
Claims Outside the SFHA	2 of 5
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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