1642 Oldtown Rd, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 1642 Oldtown Rd, Edgewater, MD 21037

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,596 sqft · built 1940
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$452,000 (Sep 2023)
Tax Bill	$4,517 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-904-05887505`

Property Details

APN / Parcel Number

Primary APN	`01-904-05887505`
Alternative APNs	`1-904-05887505` `90405887505`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,596 sqft Living Area
1st Floor Area	1,064 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.138 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	72 sqft
Deck Area	150 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	90405887505
Street Address	1642 OLDTOWN RD
City	EDGEWATER
State	MD
Zip	21037-2412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LTS 5497 TO 5499 WOODLAND BEACH
Legal Subdivision	WOODLAND BEACH
Legal Block	2
Legal Lot Number	5497
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	2
Census Block	2037
Census Tract	701103

Owner

1642 Oldtown Rd is owned and occupied by two individuals who bought it in September 2023.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1642 OLDTOWN RD, EDGEWATER, MD 21037-2412
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2023	Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Sep 14, 2020	Quit Claim Deed, Transfer BANK OF AMERICA
Aug 1, 2017	Grant Deed, Transfer · Conventional with PMI CITIZENS BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2023 · Amount on File
Deed Sale	Sep 25, 2023 · Amount on File
Prior Sale	Aug 1, 2017 · Amount on File
Deed Book / Page	39952 / 224
Prior Transfer Date	Aug 26, 2020
Prior Transfer Doc	0352120080
Record Updated	Oct 29, 2026

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Sep 25, 2023
Property Address	1642 OLDTOWN RD, EDGEWATER, MD 21037-2412
Document Number	0399520224
Book / Page	39952 / 224
Map Reference	MB 8 FO 15
Instrument Date	Sep 21, 2023
Transaction Type	Transfer
Record Updated	Oct 13, 2023
Title Company	NOT AVAILABLE, MID ATLANTIC STLMT SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,130.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1642 OLDTOWN RD, EDGEWATER, MD 21037-2412

Mortgage

Document Number	0039952231
Date	Sep 25, 2023
Instrument	39952/231

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Sep 14, 2020
Property Address	1642 OLDTOWN RD, EDGEWATER, MD 21037-2412
Document Number	0352120080
Book / Page	035212 / 000080
Instrument Date	Aug 26, 2020
Transaction Type	Transfer
Record Updated	Sep 30, 2020
Title Company	TITLE 365

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1642 OLDTOWN RD EDGEWATER MD 210372412, EDGEWATER, MD 21037-2412

Mortgage

Document Number	352120086
Date	Sep 14, 2020
Book Page	035212/000086

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	240 Months
Due	Sep 13, 2040

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Aug 1, 2017
Property Address	1642 OLDTOWN RD, EDGEWATER, MD 21037-2412
Document Number	0312050399
Book / Page	031205 / 000399
Instrument Date	Jul 16, 2017
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	RESOURCE R/E SERVICES, RESOURCE R/E SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$319.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	642 OLDTOWN RD EDGEWATER MD 21037, EDGEWATER, MD 21037

Mortgage

Document Number	312050404
Date	Aug 1, 2017
Book Page	031205/000404

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 31, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1642 Oldtown Rd was $4,517, up 3.9% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$360,100 (+4.48%) Land $226,000 Building $134,100	$360,100 (-) Land $226,000 Building $134,100
2025	$4,517.00 (+3.91%)	$344,667	$360,100 Land $226,000 Building $134,100
2024	$4,347.00 (+26.88%)
2023	$3,426.00	$313,800 Land $174,500 Building $139,300	$313,800 Land $174,500 Building $139,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1642 Oldtown Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 41 policies
Nearby Flood Policies	41 in force
Nearby Flood Claims	5 (2003–2025)
Claims Outside the SFHA	2 of 5
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1642 Oldtown Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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