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1645 Harding St, Seaside, CA 93955 Property Records

Monterey County property record for 1645 Harding St, Seaside, CA 93955

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 864 sqft · built 1957
Lot Size0.083 acres (3,650 sqft)
OwnerIndividual Name on File
Last Sale$200,000 (Oct 2009)
Tax Bill$2,838 (2025)
Deeds & MortgagesMar 2022 Mortgage
Mar 2021 Transfer
Flood ZoneZone X (moderate risk)
APN012-703-002-000

Property Details

APN / Parcel Number

Primary APN012-703-002-000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area864 sqft Living Area
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Architectural StyleOther
Construction TypeWood
Lot Area3,650 sqft (0.083 acres)
Garage TypeCarport
Garage Area201 sqft
CarportCarport
Carport Area201 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace

Location & Zoning

Street Address1645 HARDING ST
CitySEASIDE
StateCA
Zip93955-4509
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDEL MONTE HEIGHTS MAP 3 LOT 1242 & 1244 BLK 18 EXC THE ELY 2 FT DEEDED TO CITY
Legal SubdivisionDEL MONTE HEIGHTS MAP 3
Legal Block18
Legal Lot Number1242 1244
JurisdictionMONTEREY CA
Township / Civil DivisionSEASIDE-MONTEREY
Census Block Group3
Census Block3006
Census Tract13800

Owner

Source: Monterey County records · APN 012-703-002-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1645 HARDING ST, SEASIDE, CA 93955-4509
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 07, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Mar 05, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 29, 2009 · Amount on Record
Deed SaleOct 29, 2009 · Amount on Record
Prior SaleOct 29, 2009 · Amount on Record
Deed Document Number0000070357
Last Transfer DateMar 05, 2021
Transfer Doc0000016744
Record UpdatedJun 07, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address1645 HARDING ST, SEASIDE, CA 93955-4509
Transaction TypeMortgage
Record UpdatedMar 18, 2022
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1645 HARDING ST, SEASIDE, CA 93955-4509

Mortgage

Document Number0000010955
DateMar 07, 2022
Instrument2022010955
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2052

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONTEREY CA
Recording DateMar 05, 2021
Property Address1645 HARDING ST, SEASIDE, CA 93955-4509
Document Number0000016744
Map ReferenceVOL 2 PG 12
Instrument DateMar 05, 2021
Instrument2021016744
Transaction TypeTransfer
Record UpdatedAug 19, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1645 HARDING ST, SEASIDE, CA 93955-4509

Tax Assessment & Valuation

Source: Monterey County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
MunicipalitySeaside City
Unified School DistrictMonterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$2,838.00 (+7.5%) Homeowner's exemption$253,089 (+4.04%) Land $101,236 Building $151,853
2023$2,640.00 (+1.46%) Homeowner's exemption$243,262 Land $97,305 Building $145,957
2022$2,602.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monterey County (06053C), as of July 15, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Razzolink
Fixed Wireless		500 / 250
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: T-Mobile USA, Verizon.

Based on FCC filings for 971 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA2710004, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCAL AM WATER COMPANY - MONTEREY
private · serves 128,928 people
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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