1631 Harding St, Seaside, CA 93955 Property Records

Monterey County property record for 1631 Harding St, Seaside, CA 93955

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 737 sqft · built 1953
Lot Size	0.085 acres (3,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$700,000 (May 2023)
Tax Bill	$5,231 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Sep 2022 Sale & Second Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`012-703-006-000`

Property Details

APN / Parcel Number

Primary APN	`012-703-006-000`
Alternative APN	`012-703-006`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	737 sqft Living Area
1st Floor Area	737 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	3,700 sqft (0.085 acres)
Garage Area	225 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	012-703-006
Street Address	1631 HARDING ST
City	SEASIDE
State	CA
Zip	93955-4509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEL MONTE HEIGHTS MAP 3 LOT 1234 & 1236 BLK 18
Legal Subdivision	CASA VERDE VILLAS
Legal Block	18
Legal Lot Number	1234
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	3
Census Block	3006
Census Tract	13800

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1631 HARDING ST, SEASIDE, CA 93955-4509
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 31, 2023	Grant Deed, Transfer · Conventional Mortgage SERVICE FCU
Sep 20, 2022	Grant Deed, Transfer · Stand-Alone Second Mortgage SILVER ROCK INVESTMENTS INC
May 20, 2021	Intrafamily Transfer, Transfer
May 27, 2020	Affidavit of Death, Transfer NOT AVAILABLE
May 27, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2023 · Amount on Record
Deed Sale	May 31, 2023 · Amount on Record
Prior Sale	Sep 20, 2022 · Amount on Record
Deed Document Number	202316313
Prior Transfer Date	May 11, 2021
Prior Transfer Doc	0000036283
Record Updated	Oct 29, 2026

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	May 31, 2023
Property Address	1631 HARDING ST, SEASIDE, CA 93955-4509
Document Number	0000016313
Map Reference	VOL 2 PG 12
Instrument Date	May 25, 2023
Instrument	2023016313
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1631 HARDING ST, SEASIDE, CA 93955-4509

Mortgage

Document Number	0000016314
Date	May 31, 2023
Instrument	2023016314

Lender

Name	SERVICE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

September 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Sep 20, 2022
Property Address	1631 HARDING ST, SEASIDE, CA 93955-4509
Document Number	0000038790
Map Reference	VOL 2 PG 12
Instrument Date	Sep 14, 2022
Instrument	2022038790
Transaction Type	Transfer
Record Updated	Oct 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1596 LUXTON ST, SEASIDE, CA 93955-5036

Mortgage

Document Number	0000038791
Date	Sep 20, 2022
Instrument	2022038791

Lender

Name	SILVER ROCK INVESTMENTS INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Oct 1, 2023

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	May 20, 2021
Property Address	1631 HARDING ST, SEASIDE, CA 93955-4509
Document Number	0000036283
Map Reference	VOL 2 PG 12
Instrument Date	May 11, 2021
Instrument	2021036283
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1632 SAN PABLO AVE, SEASIDE, CA 93955-3912

May 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MONTEREY CA
Recording Date	May 27, 2020
Property Address	1631 HARDING ST, SEASIDE, CA 93955-4509
Document Number	0000025103
Instrument Date	May 6, 2020
Instrument	25103
Transaction Type	Transfer
Record Updated	Jun 8, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1631 HARDING ST SEASIDE CA 939554509, SEASIDE, CA 93955-4509

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	May 27, 2020
Property Address	1631 HARDING ST, SEASIDE, CA 93955-4509
Document Number	0000025104
Instrument Date	May 6, 2020
Instrument	25104
Transaction Type	Transfer
Record Updated	Jun 8, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1632 SAN PABLO AVE SEASIDE CA 939553912, SEASIDE, CA 93955-3912

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Seaside City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$473,516 (+2%) Land $269,904 Building $203,612
2025	$5,231.00 (-19.05%) Homeowner's exemption	$464,232 (-21.32%) Land $264,612 Building $199,620
2023	$6,462.00 (+1,565.46%)	$590,000 Land $350,000 Building $240,000
2022	$388.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 971 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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