1645 E State St, Albany, IN 47320 Property Records

Delaware County property record for 1645 E State St, Albany, IN 47320 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,190 sqft · built 1920
Lot Size	0.68 acres (29,621 sqft)
Owner	Individual Name on File
Last Sale	$242,300 (Dec 2021)
Tax Bill	$1,412 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-08-01-426-004.000-004`

Property Details

APN / Parcel Number

Primary APN	`18-08-01-426-004.000-004`
Alternative APN	`0801426004000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,190 sqft Living Area
1st Floor Area	2,190 sqft
Basement Area	804 sqft
Unfinished Basement	804 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1943
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	29,621 sqft (0.68 acres)
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Pool Area	595 sqft
Lean-To	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	08 01 426 004 000
Street Address	1645 E STATE ST
City	ALBANY
State	IN
Zip	47320-1447
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NE COR SE QTR 0.6800ACRES STR: 012111 IN: OUT:
Jurisdiction	DELAWARE IN
Township / Civil Division	DELAWARE
Census Block Group	6
Census Block	6041
Census Tract	2700

Owner

Source: Delaware County records · APN 18-08-01-426-004.000-004

Assessment roll updated June 26, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1645 E STATE ST, ALBANY, IN 47320-1447
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 10, 2021 · Amount on Record
Deed Sale	Dec 10, 2021 · Amount on Record
Deed Document Number	202120863
Record Updated	Sep 20, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE IN
Recording Date	Dec 10, 2021
Property Address	1645 E STATE ST, ALBANY, IN 47320-1447
Document Number	2021R20863
Instrument Date	Dec 09, 2021
Instrument	2021R20863
Transaction Type	Transfer
Record Updated	Feb 07, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37406 19TH PL S, FEDERAL WAY, WA 98003-7578

Mortgage

Document Number	2021R20864
Date	Dec 10, 2021
Instrument	2021R20864

Lender

Name	OLD NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Delaware County records · Assessment roll updated June 26, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Albany Town
County	Delaware County
County Subdivision	Delaware Township
Unified School District	Delaware Community School Corporation (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,412.00 (+5.06%)	$219,600 (+22.2%) Land $18,400 Building $201,200	$219,600 (+22.2%) Land $18,400 Building $201,200
2024	$1,344.00 (-3.86%)
2023	$1,398.00 (-54%)	$179,700 (+3.39%) Land $18,400 Building $161,300	$179,700 (+3.39%) Land $18,400 Building $161,300
2022	$3,039.00 (+170.13%)	$173,800 Land $18,400 Building $155,400	$173,800 Land $18,400 Building $155,400
2021	$1,125.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Delaware County (18035C), updated September 12, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 180350027006, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	1 in force
Nearby Flood Claims	10 (1990–2024)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Apr 2024, river or lake flooding
Claims By Storm	Severe Storms, Tornadoes & Flooding, Jul 1992 · 2 claims

Wildfire

Wildfire Risk	Low above 5% of the US · above 32% of Indiana
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 36 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Mercury Broadband	Fixed Wireless (licensed-by-rule)	150 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Benton Ridge Telephone Company. Availability varies by address; speeds are provider-advertised maximums, not measured.