Delaware County property record for 1595 E State St, Albany, IN 47320 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,684 sqft · built 1965 |
| Lot Size | 3.15 acres (137,214 sqft) |
| Owner | Individual Name on File |
| Last Sale | $249,900 (Aug 2021) |
| Tax Bill | $2,960 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Aug 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-08-01-426-007.000-005 |
| Primary APN | 18-08-01-426-007.000-005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,684 sqft Living Area |
| 1st Floor Area | 2,684 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1980 |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 137,214 sqft (3.15 acres) |
| Garage Type | Mixed |
| Garage Area | 891 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 08 01 426 007 000 |
|---|---|
| Street Address | 1595 E STATE ST |
| City | ALBANY |
| State | IN |
| Zip | 47320-1446 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NE COR SE QTR 3.1500ACRES STR: 012111 IN: OUT: |
| Jurisdiction | DELAWARE IN |
| Township / Civil Division | DELAWARE |
| Census Block Group | 6 |
| Census Block | 6041 |
| Census Tract | 2700 |
Source: Delaware County records · APN 18-08-01-426-007.000-005
Assessment roll updated June 26, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1595 E STATE ST, ALBANY, IN 47320-1446 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 30, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST MERCHANTS BANK |
| Aug 06, 2021 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE CO INC |
| Jun 11, 2021 | Transfer on Death Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 06, 2021 · Amount on Record |
| Deed Sale | Aug 06, 2021 · Amount on Record |
| Deed Document Number | 202113189 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE IN |
| Recording Date | Apr 30, 2026 |
| Property Address | 1595 E STATE ST, ALBANY, IN 47320-1446 |
| Document Number | 0000005716 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 20265716 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1595 E STATE ST, ALBANY, IN 47320-1446 |
| Document Number | 0000005716, |
|---|---|
| Date | Apr 30, 2026 |
| Instrument | 20265716 |
| Name | FIRST MERCHANTS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 13, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELAWARE IN |
| Recording Date | Aug 06, 2021 |
| Property Address | 1595 E STATE ST, ALBANY, IN 47320-1446 |
| Document Number | 2021R13189 |
| Instrument Date | Aug 04, 2021 |
| Instrument | 2021R13189 |
| Transaction Type | Transfer |
| Record Updated | Feb 07, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1595 E STATE ST, ALBANY, IN 47320-1446 |
| Document Number | 2021R13190 |
|---|---|
| Date | Aug 06, 2021 |
| Instrument | 2021R13190 |
| Name | RUOFF MORTGAGE CO INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | DELAWARE IN |
| Recording Date | Jun 11, 2021 |
| Property Address | 1595 E STATE ST, ALBANY, IN 47320-1446 |
| Document Number | 2021R09601 |
| Instrument Date | Jun 10, 2021 |
| Instrument | 2021R09601 |
| Transaction Type | Transfer |
| Record Updated | Feb 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1595 E STATE ST, ALBANY, IN 47320-1446 |
Source: Delaware County records · Assessment roll updated June 26, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Indiana |
| Municipality | Albany Town |
| County | Delaware County |
| County Subdivision | Delaware Township |
| Unified School District | Delaware Community School Corporation (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,960.00 (+12.76%) | $315,800 (+25.12%) Land $27,900 Building $287,900 | $315,800 (+25.12%) Land $27,900 Building $287,900 |
| 2024 | $2,625.00 (-10.65%) | ||
| 2023 | $2,938.00 (+3.67%) | $252,400 (+2.94%) Land $27,900 Building $224,500 | $252,400 (+2.94%) Land $27,900 Building $224,500 |
| 2022 | $2,834.00 (+34.63%) Homeowner's exemption | $245,200 Land $27,900 Building $217,300 | $245,200 Land $27,900 Building $217,300 |
| 2021 | $2,105.00 |
Source: FEMA National Flood Hazard Layer, Delaware County (18035C), updated September 12, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 180350027006, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 10 (1990–2024) |
| Claims Outside the SFHA | 1 of 10 |
| Most Recent Claim | Apr 2024, river or lake flooding |
| Claims By Storm |
|
| Wildfire Risk | Low above 5% of the US · above 32% of Indiana |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 36 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
| Mercury Broadband | Fixed Wireless (licensed-by-rule) | 150 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Benton Ridge Telephone Company. Availability varies by address; speeds are provider-advertised maximums, not measured.
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