1645 Cactus Dr, Sioux Falls, SD 57110 Property Records

Minnehaha County property record for 1645 Cactus Dr, Sioux Falls, SD 57110 · Last verified July 2026

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,558 sqft · built 2001
Lot Size	0.177 acres (7,728 sqft)
Owner	2 Trust Names on File
Last Sale	$142,500 (Jun 2013)
Tax Bill	$3,297 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-22-12-329-030-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-12-329-030-000`
Alternative APN	`73323`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,558 sqft Finished Area
Gross Area	1,479 sqft
1st Floor Area	974 sqft
Upper Floors Area	505 sqft
Basement Area	974 sqft
Finished Basement	779 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,728 sqft (0.177 acres)
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Deck Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	73323
Street Address	1645 CACTUS DR
City	SIOUX FALLS
State	SD
Zip	57110-6464
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT #1645 MOUNTAIN VILLA CONDOS TRACT 2 VALLEY OAKS ADDN TO CITY OF SIOUX FAL LS
Legal Subdivision	VALLEY OAKS ADDN
Legal Tract	2
Legal Unit	1645
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1038
Census Tract	408

Owner

Source: Minnehaha County records · APN 01-22-12-329-030-000

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	1645 CACTUS DR, SIOUX FALLS, SD 57110-6464
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 18, 2013 · Amount on Record
Deed Sale	Jun 18, 2013 · Amount on Record
Deed Document Number	2013318151
Deed Book / Page	550 / 22
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	1645 CACTUS DR, SIOUX FALLS, SD 57110-6464
Transaction Type	Mortgage
Record Updated	May 02, 2023
Title Company	FIRST DAKOTA TITLE LLC, FIRST DAKOTA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1905MTG/770
Date	Nov 19, 2020
Book Page	1905 MTG/770

Lender

Name	CORTRUST MORTGAGE
Type	Mortgage Company
Address	SIOUX FALLS, SD 57105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

Tax Assessment & Valuation

Source: Minnehaha County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$3,297.00	$247,900 (-2.36%) Land $45,700 Building $202,200
2024	$3,297.00 (-6.49%)	$253,900 (-13.23%) Land $31,900 Building $222,000
2022	$3,526.00	$292,600 Land $30,000 Building $262,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Minnehaha County (46099C), updated May 2, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 99 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Midcontinent Communications	Cable	1,250 / 60
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.