1637 Cactus Dr, Sioux Falls, SD 57110 Property Records

Minnehaha County property record for 1637 Cactus Dr, Sioux Falls, SD 57110 · Last verified July 2026

Property Summary

Property Type	Condominium
Details	4 bd · 2 ba · 1,558 sqft · built 2001
Lot Size	0.177 acres (7,728 sqft)
Owner	2 Trust Names on File
Last Sale	$190,000 (Aug 2018)
Tax Bill	$3,355 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-22-12-329-027-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-12-329-027-000`
Alternative APN	`73320`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,558 sqft Finished Area
Gross Area	1,479 sqft
1st Floor Area	974 sqft
Upper Floors Area	505 sqft
Basement Area	974 sqft
Finished Basement	874 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,728 sqft (0.177 acres)
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Deck Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	73320
Street Address	1637 CACTUS DR
City	SIOUX FALLS
State	SD
Zip	57110-6464
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT #1637 MOUNTAIN VILLA CONDOS TRACT 2 VALLEY OAKS ADDN TO CITY OF SIOUX FAL LS
Legal Subdivision	VALLEY OAKS ADDN
Legal Tract	2
Legal Unit	1637
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1038
Census Tract	408

Owner

Source: Minnehaha County records · APN 01-22-12-329-027-000

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	1637 CACTUS DR, SIOUX FALLS, SD 57110-6464
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN BANK & TRUST CO
Aug 13, 2018	Warranty Deed, Transfer · Conventional Mortgage AMERICAN BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 13, 2018 · Amount on Record
Deed Sale	Aug 13, 2018 · Amount on Record
Deed Book / Page	584-D / 0475
Record Updated	Sep 20, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	1637 CACTUS DR, SIOUX FALLS, SD 57110-6464
Transaction Type	Mortgage
Record Updated	May 02, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1863MTG/150
Date	Jul 19, 2019
Book Page	1863 MTG/150

Lender

Name	AMERICAN BANK & TRUST CO
Type	Bank
Address	HURON, SD 57350

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Aug 13, 2018
Property Address	1637 CACTUS DR, SIOUX FALLS, SD 57110-6464
Document Number	584DEED/0475
Book / Page	584 DEED / 0475
Map Reference	MB 239 PG 188
Instrument Date	Aug 10, 2018
Transaction Type	Transfer
Record Updated	May 02, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2821 POND WOOD DR, FLOWER MOUND, TX 75022-4387

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1637 CACTUS DR, SIOUX FALLS, SD 57110-6464

Mortgage

Document Number	1845MTG266
Date	Aug 13, 2018
Instrument	1845 MTG/266

Lender

Name	AMERICAN BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2048

Tax Assessment & Valuation

Source: Minnehaha County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$3,355.00	$252,400 (-2.44%) Land $45,700 Building $206,700
2024	$3,355.00 (-1.84%)	$258,700 (-8.68%) Land $31,900 Building $226,800
2022	$3,418.00	$283,300 Land $30,000 Building $253,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Minnehaha County (46099C), updated May 2, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 99 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Midcontinent Communications	Cable	1,250 / 60
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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