Pasco County property record for 1645 Beachway Ln, Odessa, FL 33556
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,207 sqft · built 1988 |
| Lot Size | 0.603 acres (26,308 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (Sep 2019) |
| Tax Bill | $3,097 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Sep 2019 Sale & Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 34-26-17-0020-00100-0360 |
| Primary APN | 34-26-17-0020-00100-0360 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,207 sqft Living Area |
| Gross Area | 3,326 sqft |
| 1st Floor Area | 1,391 sqft |
| Upper Floors Area | 816 sqft |
| Storm Shelter | Storm Shelter |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Exterior Material | Other |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 26,308 sqft (0.603 acres) |
| View / Lot | Water |
| Garage Area | 600 sqft |
| Driveway | Driveway |
| Driveway Area | 1,000 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Screened Porch |
| Porch Area | 519 sqft |
| Deck Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 1399015 |
|---|---|
| Old Parcel Number | 1726340020001000360 |
| Street Address | 1645 BEACHWAY LN |
| City | ODESSA |
| State | FL |
| Zip | 33556-5516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 00R3 |
| Legal Description | HOLIDAY CLUB NO 2 PB 8 PG 31 LOTS 36 37 38 BLK 1 TOG WITH ACCESS ESMT |
| Legal Range | 17E |
| Legal Township | 26S |
| Legal Section | 34 |
| Legal Subdivision | HOLIDAY CLUB |
| Legal Tract | 20 |
| Legal Block | 1 |
| Legal Lot Number | 36-38 37 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | NEW PORT RICHEY |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 31602 |
1645 Beachway Ln is owned and occupied by an individual who bought it in September 2019.
Source: Pasco County records, as of December 19, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1645 BEACHWAY LN, ODESSA, FL 33556-5516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 18, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Sep 10, 2019 | Warranty Deed, Transfer · FHA Mortgage KELLER MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 10, 2019 · Amount on File |
| Deed Sale | Sep 10, 2019 · Amount on File |
| Deed Document Number | 2019154124 |
| Deed Book / Page | 9970 / 3420 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 1645 BEACHWAY LN, ODESSA, FL 33556-5516 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1645 BEACHWAY LN, ODESSA, FL 33556-5516 |
| Document Number | 0105292674 |
|---|---|
| Date | Jan 18, 2022 |
| Book Page | 10529/2674 |
| Instrument | 2022014522 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Sep 10, 2019 |
| Property Address | 1645 BEACHWAY LN, ODESSA, FL 33556-5516 |
| Document Number | 0099703420 |
| Book / Page | 9970 / 3420 |
| Map Reference | MB 8 PG 31 |
| Instrument Date | Aug 30, 2019 |
| Instrument | 2019154124 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2021 |
| Title Company | AMERICAN HOME TTL OF LAND O |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 258 ALBERT ST, 258, DUNEDIN, FL 34698-6902 |
| Name | Verified Name |
|---|---|
| Address | 1645 BEACHWAY LN, ODESSA, FL 33556-5516 |
| Investor | Possibly a Property Investor |
| Document Number | 99703422 |
|---|---|
| Date | Sep 10, 2019 |
| Instrument | 9970/3422 |
| Name | KELLER MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2049 |
The 2025 property tax bill for 1645 Beachway Ln was $3,097 with a homeowner's exemption.
Source: Pasco County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,097.00 Homeowner's exemption | $212,910 Land $88,652 Building $124,258 | $349,732 Land $88,652 Building $261,080 |
| 2023 | $2,902.00 (+11.57%) Additional exemption filed | $200,890 (+3%) Land $88,652 Building $112,238 | $231,377 (+1.3%) Land $88,652 Building $142,725 |
| 2022 | $2,601.00 Homeowner's exemption | $195,040 Land $88,652 Building $106,388 | $228,406 Land $88,652 Building $139,754 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1645 Beachway Ln in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 75 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 75 in force |
| Nearby Flood Claims | 4 (1995–2024) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1645 Beachway Ln is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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