Pasco County property record for 1638 Beachway Ln, Odessa, FL 33556
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,844 sqft · built 1996 |
| Lot Size | 0.176 acres (7,663 sqft) |
| Owner | Individual Name on File |
| Last Sale | $495,000 (Dec 2025) |
| Tax Bill | $3,165 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Aug 2022 Mortgage + 7 more |
| Flood Zone | Zone A (high risk) |
| APN | 34-26-17-0020-00700-0251 |
| Primary APN | 34-26-17-0020-00700-0251 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,844 sqft Living Area |
| Gross Area | 2,468 sqft |
| 1st Floor Area | 1,084 sqft |
| Upper Floors Area | 616 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Other |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,663 sqft (0.176 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 650 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
|---|---|
| Porch Area | 144 sqft |
| Loading Dock | 1 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 1638 BEACHWAY LN |
|---|---|
| City | ODESSA |
| State | FL |
| Zip | 33556-5512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | HOLDIAY CLUB UNIT 2 PB 8 PG 31 LOT 25 BLOCK 7 |
| Legal Range | 17E |
| Legal Township | 26S |
| Legal Section | 34 |
| Legal Subdivision | THE HOLIDAY CLUB |
| Legal Tract | 20 |
| Legal Block | 7 |
| Legal Lot Number | 25 |
| Legal Unit | 2 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | NEW PORT RICHEY |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 31602 |
1638 Beachway Ln is owned and occupied by an individual who bought it in December 2025.
Source: Pasco County records, as of July 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1638 BEACHWAY LN, ODESSA, FL 33556-5512 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 30, 2021 | Deed of Trust, Mortgage · FHA Mortgage TOP FLITE FINANCIAL INC |
| Aug 31, 2022 | Deed of Trust, Mortgage · Conventional Mortgage US MORTGAGELINE |
| Oct 22, 2022 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| Sep 20, 2023 | Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| Dec 31, 2025 | Warranty Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC |
| Feb 5, 2019 | Warranty Deed, Transfer FIRST AFFILIATED TITLE SERVICES, FIRST AFFILIATED TITLE SVCS |
| Feb 5, 2019 | Affidavit of Death, Transfer FIRST AFFILIATED TITLE SERVICES, FIRST AFFILIATED TITLE SVCS |
| Nov 7, 2018 | Grant Deed ATTORNEY ONLY |
| Apr 27, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 31, 2025 · Amount on File |
| Deed Sale | Dec 31, 2025 · Amount on File |
| Prior Sale | Feb 5, 2019 · Amount on File |
| Deed Document Number | 2025243154 |
| Deed Book / Page | 11340 / 3587 |
| Prior Transfer Date | Nov 2, 2018 |
| Prior Transfer Doc | 0000188552 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 1638 BEACHWAY LN, ODESSA, FL 33556-5512 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|---|
| Address | 1638 BEACHWAY LN, ODESSA, FL 33556-5512 |
| Document Number | 0103120687 |
|---|---|
| Date | Mar 30, 2021 |
| Book Page | 10312/687 |
| Instrument | 2021063239 |
| Name | TOP FLITE FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | WILLIAMSTON, MI 48895 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 1638 BEACHWAY LN, ODESSA, FL 33556-5512 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1638 BEACHWAY LN, ODESSA, FL 33556-5512 |
| Document Number | 0106822794 |
|---|---|
| Date | Aug 31, 2022 |
| Book Page | 10682/2794 |
| Instrument | 2022193361 |
| Name | US MORTGAGELINE |
|---|---|
| Type | Mortgage Company |
| Address | BALA CYNWYD, PA 19004 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 1638 BEACHWAY LN, ODESSA, FL 33556-5512 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1638 BEACHWAY LN, ODESSA, FL 33556-5512 |
| Document Number | 0107110747 |
|---|---|
| Date | Oct 22, 2022 |
| Book Page | 10711/747 |
| Instrument | 2022227822 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Oct 21, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 1638 BEACHWAY LN, ODESSA, FL 33556-5512 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1638 BEACHWAY LN, ODESSA, FL 33556-5512 |
| Document Number | 0108890662 |
|---|---|
| Date | Sep 20, 2023 |
| Book Page | 10889/662 |
| Instrument | 2023168177 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | TULSA, OK 74133 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 969 Months |
| Due | Jun 3, 2104 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.92% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2023 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 12.9% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Dec 31, 2025 |
| Property Address | 1638 BEACHWAY LN, ODESSA, FL 33556-5512 |
| Document Number | 0113403587 |
| Book / Page | 11340 / 3587 |
| Map Reference | MB 8 PG 31 |
| Instrument Date | Dec 18, 2025 |
| Instrument | 2025243154 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | CHAMPION'S TITLE SERVICES LLC, CHAMPIONS TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,465.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4524 ACKERMAN ST, NEW PORT RICHEY, FL 34653-5203 |
| Name | Verified Name |
|---|---|
| Address | 1638 BEACHWAY LN, ODESSA, FL 33556-5512 |
| Document Number | 0113403589 |
|---|---|
| Date | Dec 31, 2025 |
| Instrument | 11340/3589 |
| Name | ZILLOW HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Feb 5, 2019 |
| Property Address | 1638 BEACHWAY LN, ODESSA, FL 33556-5512 |
| Document Number | 0098543420 |
| Book / Page | 009854 / 003420 |
| Instrument Date | Nov 29, 2018 |
| Instrument | 20113 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2019 |
| Title Company | FIRST AFFILIATED TITLE SERVICES, FIRST AFFILIATED TITLE SVCS |
| Amount | Amount on Record |
|---|---|
| Tax | $1,225.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 28235 MEADOWLAKE LN BONITA SPRINGS FL 34134, BONITA SPRINGS, FL 34134 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Feb 5, 2019 |
| Property Address | 1638 BEACHWAY LN, ODESSA, FL 33556-5512 |
| Document Number | 0098543418 |
| Book / Page | 009854 / 003418 |
| Instrument Date | Nov 29, 2018 |
| Instrument | 20112 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2019 |
| Title Company | FIRST AFFILIATED TITLE SERVICES, FIRST AFFILIATED TITLE SVCS |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1638 BEACHWAY LN ODESSA FL 335565512, ODESSA, FL 33556-5512 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Nov 7, 2018 |
| Property Address | 1638 BEACHWAY LN, ODESSA, FL 33556-5512 |
| Document Number | 0098143055 |
| Book / Page | 009814 / 003055 |
| Instrument Date | Nov 2, 2018 |
| Instrument | 188552 |
| Record Updated | Dec 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2935 S 8TH ST KALAMAZOO MI 490097937, KALAMAZOO, MI 49009-7937 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Apr 27, 2018 |
| Property Address | 1638 BEACHWAY LN, ODESSA, FL 33556-5512 |
| Document Number | 0097153174 |
| Book / Page | 009715 / 003174 |
| Instrument Date | Mar 16, 2018 |
| Instrument | 71108 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2935 S 8TH ST KALAMAZOO MI 490097937, KALAMAZOO, MI 49009-7937 |
The 2025 property tax bill for 1638 Beachway Ln was $3,165 with a homeowner's exemption, up 2.6% from the year before.
Source: Pasco County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $223,210 (+2.9%) | $365,301 (-0.12%) Land $76,862 Building $288,439 | |
| 2025 | $3,165.00 (+2.63%) Homeowner's exemption | $216,920 Land $76,862 Building $140,058 | $365,734 Land $76,862 Building $288,872 |
| 2024 | $3,084.00 (+4.01%) | ||
| 2023 | $2,965.00 (+11.55%) Additional exemption filed | $204,670 (+3%) Land $76,862 Building $127,808 | $231,109 (+1.39%) Land $76,862 Building $154,247 |
| 2022 | $2,658.00 Homeowner's exemption | $198,710 Land $76,862 Building $121,848 | $227,932 Land $76,862 Building $151,070 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1638 Beachway Ln in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 75 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 75 in force |
| Nearby Flood Claims | 4 (1995–2024) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1638 Beachway Ln is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 78% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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