Harrison County property record for 16448 Lofton Rd, Biloxi, MS 39532
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 3,365 sqft · built 1997 |
| Lot Size | 2.1 acres (91,476 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $259,350 (Apr 2026) |
| Tax Bill | $2,443 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Feb 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 0906-13-004.019 |
| Primary APN | 0906-13-004.019 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 3,365 sqft Adjusted Area |
| 1st Floor Area | 1,890 sqft |
| 2nd Floor Area | 945 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 91,476 sqft (2.1 acres) |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 16448 LOFTON RD |
|---|---|
| City | BILOXI |
| State | MS |
| Zip | 39532-7645 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2.1 AC LOT 18 INDIAN HILLS ESTATES SUBD 3 SEC 13-6-11 |
| Legal Range | 11W |
| Legal Township | 06S |
| Legal Section | 13 |
| Legal Subdivision | INDIAN HILLS EST SUBD PH 3 |
| Legal Lot Number | 18 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 3409 |
Source: Harrison County records, as of May 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16448 LOFTON RD, BILOXI, MS 39532-7645 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 23, 2026 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Feb 2, 2026 | Executor's Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 23, 2026 · Amount on Record |
| Deed Sale | Apr 23, 2026 · Amount on Record |
| Prior Sale | Dec 19, 2006 |
| Deed Document Number | 20267707 |
| Prior Transfer Date | Apr 17, 2026 |
| Prior Transfer Doc | 0000007707 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Apr 23, 2026 |
| Property Address | 16448 LOFTON RD, BILOXI, MS 39532-7645 |
| Document Number | 0000007707 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 2026.7707 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2026 |
| Title Company | ESSEX TITLE, ESSENT TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 16448 LOFTON RD, BILOXI, MS 39532-7645 |
| Document Number | 0000007708, |
|---|---|
| Date | Apr 23, 2026 |
| Instrument | 2026..7708 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Feb 2, 2026 |
| Property Address | 16448 LOFTON RD, BILOXI, MS 39532-7645 |
| Document Number | 20260002028DJ1 |
| Instrument Date | Jan 19, 2026 |
| Instrument | 2026-0002028-D-J1 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16448 LOFTON RD, BILOXI, MS 39532-7645 |
| Name | Verified Name |
|---|---|
| Address | 16448 LOFTON RD, BILOXI, MS 39532-7645 |
Source: Harrison County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Unified School District | Harrison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,443.00 (+6.08%) | $25,874 (+5.85%) | $172,496 (+5.85%) Land $29,673 Building $142,823 |
| 2024 | $2,303.00 (-0.56%) | ||
| 2023 | $2,316.00 (-1.15%) | $24,444 | $162,961 Land $26,975 Building $135,986 |
| 2022 | $2,343.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 78% of the US · above 95% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CoastConnect Fiber | 2,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
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