Harrison County property record for 16430 Lofton Rd, Biloxi, MS 39532
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 3,906 sqft · built 1997 |
| Lot Size | 4.8 acres (209,088 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $871 (2025) |
| Deeds & Mortgages | Apr 2019 Mortgage Apr 2019 Transfer + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 0906-13-004.016 |
| Primary APN | 0906-13-004.016 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 3,906 sqft Adjusted Area |
| 1st Floor Area | 2,570 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Metal |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 209,088 sqft (4.8 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Deck Area | 160 sqft |
| Patio Area | 924 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 16430 LOFTON RD |
|---|---|
| City | BILOXI |
| State | MS |
| Zip | 39532-7645 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4.8 AC LOT 15 INDIAN HILLS ESTATES SUBD 3 SEC 13-6-11 |
| Legal Range | 11W |
| Legal Township | 06S |
| Legal Section | 13 |
| Legal Subdivision | INDIAN HILLS EST SUBD PH 3 |
| Legal Lot Number | 15 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 3409 |
16430 Lofton Rd is owned and occupied by an individual who acquired it in April 2019.
Source: Harrison County records, as of December 16, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16430 LOFTON RD, BILOXI, MS 39532-7645 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 9, 2019 | Deed of Trust, Mortgage DAVID DALTON |
| Apr 9, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Feb 16, 2017 | Correction Deed |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 5, 2019 |
| Transfer Doc | 20190002114DJ1 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 16430 LOFTON RD, BILOXI, MS 39532-7645 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 20190002826TJ1 |
|---|---|
| Date | Apr 9, 2019 |
| Instrument | 2019-0002826-T-J1 |
| Name | DAVID DALTON |
|---|---|
| Type | Private Party |
| Address | 2355 PASS RD, BILOXI, MS 39531 |
| Amount | Amount on Record |
|---|---|
| Term | 152 Months |
| Due | Dec 1, 2031 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Apr 9, 2019 |
| Property Address | 16430 LOFTON RD, BILOXI, MS 39532-7645 |
| Document Number | 20190002114DJ1 |
| Instrument Date | Apr 5, 2019 |
| Instrument | 2019-0002114-D-J1 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16430 LOFTON RD, BILOXI, MS 39532-7645 |
| Name | Verified Name |
|---|---|
| Address | 16430 LOFTON RD, BILOXI, MS 39532-7645 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Feb 16, 2017 |
| Property Address | 16430 LOFTON RD, BILOXI, MS 39532-7645 |
| Document Number | 20170000957DJ1 |
| Map Reference | PL 40 PG 13 |
| Instrument Date | Dec 1, 2016 |
| Instrument | 2017-0000957-D-J1 |
| Record Updated | Dec 20, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2355 PASS RD, 2355, BILOXI, MS 39531-2344 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 16430 LOFTON RD, BILOXI, MS 39532-7645 |
The 2025 property tax bill for 16430 Lofton Rd was $871 with a homeowner's exemption, up 0.2% from the year before.
Source: Harrison County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Unified School District | Harrison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $871.00 (+0.23%) Homeowner's exemption | $17,794 | $177,938 Land $39,051 Building $138,887 |
| 2024 | $869.00 (-0.57%) | ||
| 2023 | $874.00 (-31.24%) Homeowner's exemption | $16,730 | $167,305 Land $35,501 Building $131,804 |
| 2022 | $1,271.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16430 Lofton Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16430 Lofton Rd is high, ranking above 78% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 78% of the US · above 95% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CoastConnect Fiber | 2,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
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