16440 Captiva Dr, Captiva, FL 33924 Property Records

Lee County property record for 16440 Captiva Dr, Captiva, FL 33924

Property Summary

Property Type	Multi-Family Dwellings
Details	5 bd · 5.5 ba · 9,731 sqft · built 2005
Lot Size	1.05 acres (45,869 sqft)
Owner	2 Individual Names on Record
Last Sale	$3,800,000 (Jan 2003)
Tax Bill	$89,079 (2025)
Deeds & Mortgages	Aug 2019 Sale
Flood Zone	Zone X (moderate risk)
APN	`03-46-21-00-00003.0010`

Property Details

APN / Parcel Number

Primary APN	`03-46-21-00-00003.0010`
Alternative APNs	`21034600000030010` `10005017`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Units	2 Units
Stories	1 Story
Building Area	9,731 sqft Living Area
Gross Area	16,881 sqft
1st Floor Area	6,051 sqft
Upper Floors Area	3,680 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Stucco
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	45,869 sqft
Lot Width	100 ft Width
View / Lot	Gulf
Garage Type	Attached
Garage Area	1,121 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	530 sqft
Porch	Finished/Open Porch
Porch Area	1,401 sqft
Patio Area	587 sqft
Lawn Sprinklers	Lawn Sprinklers
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10005017
Street Address	16440 CAPTIVA DR
City	CAPTIVA
State	FL
Zip	33924
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	RSC-2
Legal Description	PARL IN GOVT LOT 3 W OF RD DESC IN OR 2151 PG 0506
Legal Range	21E
Legal Township	46S
Legal Section	03
Legal Subdivision	CAPTIVA ESTATES
Legal Tract	00
Legal Block	1
Legal Lot Number	3
Jurisdiction	LEE FL
Township / Civil Division	SANIBEL ISLAND
Census Block Group	1
Census Block	1051
Census Tract	80100

Owner

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 277, CAPTIVA, FL 33924-0277
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2003 · Amount on Record
Deed Sale	Jan 21, 2003 · Amount on Record
Deed Book / Page	3828 / 568
Record Updated	Sep 20, 2026

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LEE FL
Recording Date	Aug 26, 2019
Property Address	16440 CAPTIVA DR, CAPTIVA, FL 33924
Document Number	0000198578
Instrument Date	Jul 12, 2019
Instrument	198578
Transaction Type	Transfer
Record Updated	Sep 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 277 CAPTIVA FL 339240277, CAPTIVA, FL 33924-0277

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$6,607,701 (+2.7%)	$8,812,460 (-13.06%) Land $3,738,366 Building $5,074,094
2025	$89,079.00 (+0.07%) Homeowner's exemption	$6,433,983 (+5.99%)	$10,135,736 (+1.57%) Land $3,899,408 Building $6,236,328
2023	$89,015.00 (+7.69%) Homeowner's exemption	$6,070,540 (+3%)	$9,978,728 (-7.23%) Land $4,420,603 Building $5,558,125
2022	$82,662.00 Homeowner's exemption	$5,893,728	$10,756,271 Land $2,800,000 Building $7,956,271

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 774 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	857 units insured incl. 83 condo units
Nearby Flood Claims	1,041 (1988–2024)
Claims Outside the SFHA	76 of 1,041
Most Recent Claim	Nov 2024 · other causes
Claims by Event	Hurricane Milton, Oct 2024 · 269 claims Hurricane Ian, Oct 2022 · 239 claims Hurricane Ian, Oct 2022 · 230 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ISLAND WATER ASSOCIATION serves 14,784 people · EPA ID FL5360146
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	3,000 / 3,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20