Anne Arundel County property record for 1644 Shady Side Dr, Edgewater, MD 21037
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,726 sqft · built 2013 |
| Lot Size | 0.184 acres (8,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $535,000 (Jun 2021) |
| Tax Bill | $6,188 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Jan 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-904-07246250 |
| Primary APN | 01-904-07246250 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,726 sqft Living Area |
| Gross Area | 3,146 sqft |
| 1st Floor Area | 875 sqft |
| Basement Area | 636 sqft |
| Finished Basement | 636 sqft |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 8,000 sqft (0.184 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 80 sqft |
| Deck Area | 128 sqft |
| Patio Area | 351 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 90407246250 |
|---|---|
| Street Address | 1644 SHADY SIDE DR |
| City | EDGEWATER |
| State | MD |
| Zip | 21037-1934 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LTS 3515 TO 3518 WOODLAND BEACH |
| Legal Subdivision | WOODLAND BEACH |
| Legal Block | 1 |
| Legal Lot Number | 3515 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 7 |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 701103 |
1644 Shady Side Dr is owned and occupied by two individuals who bought it in June 2021.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1644 SHADY SIDE DR, EDGEWATER, MD 21037-1934 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CAPITAL FINANCE MORTGAGE LLC |
| Jan 5, 2022 | Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE |
| Jun 28, 2021 | Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE |
| Mar 23, 2017 | Grant Deed, Transfer · Conventional with PMI USA LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 28, 2021 · Amount on File |
| Deed Sale | Jun 28, 2021 · Amount on File |
| Prior Sale | Mar 23, 2017 · Amount on File |
| Deed Book / Page | 37084 / 35 |
| Prior Transfer Date | May 23, 2012 |
| Prior Transfer Doc | 0247470238 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 1644 SHADY SIDE DR, EDGEWATER, MD 21037-1934 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | DISTRICT TITLE A CORPORATION |
| Name | Verified Name |
|---|---|
| Address | 1644 SHADY SIDE DR, EDGEWATER, MD 21037-1934 |
| Document Number | 0355420425 |
|---|---|
| Date | Nov 5, 2020 |
| Book Page | 35542/425 |
| Name | CAPITAL FINANCE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | GAITHERSBURG, MD 20879 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 1644 SHADY SIDE DR, EDGEWATER, MD 21037-1934 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | ATG TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 1644 SHADY SIDE DR, EDGEWATER, MD 21037-1934 |
| Document Number | 0381700431 |
|---|---|
| Date | Jan 5, 2022 |
| Book Page | 38170/431 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23451 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 353 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jun 28, 2021 |
| Property Address | 1644 SHADY SIDE DR, EDGEWATER, MD 21037-1934 |
| Document Number | 0370840035 |
| Book / Page | 37084 / 35 |
| Map Reference | MB 8 FO 13 |
| Instrument Date | May 4, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2021 |
| Title Company | ATG TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,025.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1644 SHADY SIDE DR, EDGEWATER, MD 21037-1934 |
| Document Number | 3708441 |
|---|---|
| Date | Jun 28, 2021 |
| Instrument | 37084/41 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Mar 23, 2017 |
| Property Address | 1644 SHADY SIDE DR, EDGEWATER, MD 21037-1934 |
| Document Number | 0307610142 |
| Book / Page | 030761 / 000142 |
| Instrument Date | Mar 6, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2019 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $400.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1644 SHADY SIDE DR EDGEWATER MD 210371934, EDGEWATER, MD 21037-1934 |
| Document Number | 307610148 |
|---|---|
| Date | Mar 23, 2017 |
| Book Page | 030761/000148 |
| Name | USA LNDG |
|---|---|
| Address | PIKESVILLE, MD 21208 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 22, 2047 |
The 2025 property tax bill for 1644 Shady Side Dr was $6,188 with a homeowner's exemption, up 1.9% from the year before.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $546,400 (+5%) Land $232,000 Building $314,400 | $546,400 (-) Land $232,000 Building $314,400 | |
| 2025 | $6,188.00 (+1.91%) Homeowner's exemption | $520,400 | $546,400 Land $232,000 Building $314,400 |
| 2024 | $6,072.00 (+18.73%) | ||
| 2023 | $5,114.00 | $468,400 Land $179,000 Building $289,400 | $468,400 Land $179,000 Building $289,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1644 Shady Side Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 26 policies |
| Nearby Flood Policies | 26 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1644 Shady Side Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BROAD CREEK serves 26,033 people · EPA ID MD0020004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2017–2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 598 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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