1640 Shady Side Dr, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 1640 Shady Side Dr, Edgewater, MD 21037

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,854 sqft · built 1978
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on Record
Tax Bill	$3,981 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Nov 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-904-90017420`

Property Details

APN / Parcel Number

Primary APN	`01-904-90017420`
Alternative APNs	`1-904-90017420` `90490017420`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,854 sqft Living Area
1st Floor Area	1,048 sqft
Basement Area	806 sqft
Finished Basement	806 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.138 acres)
Shed	1 Shed
Shed Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	90490017420
Street Address	1640 SHADY SIDE DR
City	EDGEWATER
State	MD
Zip	21037-1934
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LTS 3545 TO 3547 WOODLAND BEACH
Legal Subdivision	WOODLAND BEACH
Legal Block	1
Legal Lot Number	3545
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	1
Census Block	1021
Census Tract	701103

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1640 SHADY SIDE DR, EDGEWATER, MD 21037-1934
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage NORWICH COMMERCIAL GROUP INC
Nov 18, 2022	· FHA Mortgage CAKE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2022
Deed Sale	Nov 18, 2022
Prior Sale	Apr 4, 2016 · Amount on Record
Deed Book / Page	39283 / 286
Prior Transfer Date	Jul 11, 2022
Prior Transfer Doc	0392830286
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1640 SHADY SIDE DR, EDGEWATER, MD 21037-1934
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0305430152
Date	Jan 18, 2017
Book Page	30543/152
Instrument	30543-152

Lender

Name	NORWICH COMMERCIAL GROUP INC
Type	Non-Lending Institution
Address	AVON, CT 06001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

November 2022:

Jurisdiction	ANNE ARUNDEL MD
Recording Date	Nov 18, 2022
Property Address	1640 SHADY SIDE DR, EDGEWATER, MD 21037-1934
Document Number	0392830286
Book / Page	39283 / 286
Map Reference	MB 8 FO 13
Instrument Date	Jul 11, 2022
Record Updated	Dec 7, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1640 SHADY SIDE DR, 1640, EDGEWATER, MD 21037-1934

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1640 SHADY SIDE DR, EDGEWATER, MD 21037-1934

Mortgage

Document Number	0039283293
Date	Nov 18, 2022
Instrument	39283/293

Lender

Name	CAKE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$412,400 (+4.58%) Land $226,000 Building $186,400	$412,400 (-) Land $226,000 Building $186,400
2025	$3,981.00 (+2.05%) Homeowner's exemption	$394,333 (+10.09%)	$412,400 (+15.13%) Land $226,000 Building $186,400
2024	$3,901.00 (+26.78%)
2023	$3,077.00 Homeowner's exemption	$358,200 Land $174,500 Building $183,700	$358,200 Land $174,500 Building $183,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 751 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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