1644 NW 3rd St, Bend, OR 97703 Property Records

Deschutes County property record for 1644 NW 3rd St, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,568 sqft · built 1922
Lot Size	0.13 acres (5,663 sqft)
Owner	Company Name on Record
Tax Bill	$3,399 (2025)
Deeds & Mortgages	Feb 2023 Transfer Jan 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`171232 BA 03600`

Property Details

APN / Parcel Number

Primary APN	`171232 BA 03600`
Alternative APNs	`R1001171232BA03600` `103482`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,568 sqft Living Area
1st Floor Area	896 sqft
Basement Area	672 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1922
Architectural Style	Other
Lot Area	5,663 sqft (0.13 acres)
View / Lot	Average

Exterior Amenities

Deck Area	336 sqft
Fence	Fence
Shed	1 Shed
Shed Area	408 sqft

Location & Zoning

Account Number	103482
Old Parcel Number	R1001171232BA03600
Street Address	1644 NW 3RD ST
City	BEND
State	OR
Zip	97703-1821
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:13 BLK:4 SUBD:RIVER TERRACE SEC/TWN/RNG/MER:SEC 32 TWN 17 RNG 12 MAP REF:171232-BA
Legal Range	12E
Legal Township	17S
Legal Section	32
Legal Quarter	NW
Quarter-Quarter Section	NE
Legal Subdivision	RIVER TERRACE
Legal Block	4
Legal Lot Number	13
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	2
Census Block	2031
Census Tract	1301

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	1644 NW 3RD ST, BEND, OR 97703-1821
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2023	Intrafamily Transfer, Transfer
Jan 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Oct 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Sep 10, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Transfer Date	Feb 10, 2023
Transfer Doc	0000003064
Record Updated	Jun 8, 2026

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	Feb 10, 2023
Property Address	1644 NW 3RD ST, BEND, OR 97703-1821
Document Number	0000003064
Instrument Date	Jan 24, 2023
Instrument	2023-03064
Transaction Type	Transfer
Record Updated	May 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1644 NW 3RD ST, BEND, OR 97703-1821

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	1644 NW 3RD ST, BEND, OR 97703-1821
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000363
Date	Jan 4, 2017
Instrument	2017-00363

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2032

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	1644 NW 3RD ST, BEND, OR 97703-1821
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057064
Date	Oct 27, 2020
Instrument	2020-57064

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DESCHUTES OR
Recording Date	Sep 10, 2018
Property Address	1644 NW 3RD ST, BEND, OR 97703-1821
Document Number	0000036695
Instrument Date	Aug 27, 2018
Instrument	36695
Transaction Type	Transfer
Record Updated	Sep 19, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1112 NW CIRCLE BLVD CORVALLIS OR 973301462, CORVALLIS, OR 97330-1462

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,399.00 (+3.94%)	$201,180 (+2.99%)	$746,490 (+6.07%) Land $397,650 Building $348,840
2024	$3,270.00 (+7.89%)	$195,330 (+2.99%)	$703,770 (-) Land $386,640 Building $317,130
2023	$3,031.00	$189,650	$703,770 Land $386,640 Building $317,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vero Fiber Fiber	10,000 / 10,000
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
Webformix Fixed Wireless	200 / 20

May also be available: Astound Broadband, CenturyLink, T-Mobile, Ziply Fiber.

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