1545 NW 3rd St, Bend, OR 97703 Property Records

Deschutes County property record for 1545 NW 3rd St, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,999 sqft · built 1924
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$655,000 (Sep 2026)
Tax Bill	$4,258 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Apr 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`171232-BA-08200`

Property Details

APN / Parcel Number

Primary APN	`171232-BA-08200`
Alternative APNs	`R1001171232BA08200` `103515`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,999 sqft Living Area
Gross Area	2,591 sqft
1st Floor Area	1,481 sqft
Attic	Attic
Attic Area	518 sqft
Basement Area	392 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1974
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Area	200 sqft
Deck Area	102 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	103515
Street Address	1545 NW 3RD ST
City	BEND
State	OR
Zip	97703-1818
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	RIVER TERRACE BLOCK 14 LOT 1
Legal Range	12
Legal Township	17
Legal Section	32
Legal Subdivision	RIVER TERRACE
Legal Block	14
Legal Lot Number	1
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	3
Census Block	3019
Census Tract	1301

Owner

1545 NW 3rd St is owned and occupied by two individuals who bought it in September 2026.

Source: Deschutes County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1545 NW 3RD ST, BEND, OR 97703-1818
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE
Apr 24, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2026 · Amount on File
Deed Sale	Sep 10, 2026 · Amount on File
Deed Document Number	202627270
Prior Transfer Date	Apr 21, 2017
Prior Transfer Doc	0000015373
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Sep 10, 2026
Property Address	1545 NW 3RD ST, BEND, OR 97703-1818
Document Number	0000027270
Instrument Date	Sep 9, 2026
Instrument	202627270
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	DESCHUTES COUNTY TITLE COMPANY, DESCHUTES TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1545 NW 3RD ST, BEND, OR 97703-1818

Mortgage

Document Number	0000027271,
Date	Sep 10, 2026
Instrument	202627271

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DESCHUTES OR
Recording Date	Apr 24, 2017
Property Address	1545 NW 3RD ST, BEND, OR 97703-1818
Document Number	0000015373
Instrument Date	Apr 21, 2017
Instrument	15373
Transaction Type	Transfer
Record Updated	May 2, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1545 NW 3RD ST BEND OR 977031818, BEND, OR 97703-1818

Tax Assessment & Valuation

The 2025 property tax bill for 1545 NW 3rd St was $4,258, up 3.9% from the year before.

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,258.00 (+3.93%)	$252,060 (+3%)	$1,021,000 (+6.94%) Land $420,820 Building $600,180
2024	$4,097.00 (+7.87%)	$244,720 (+3%)	$954,750 (-) Land $409,130 Building $545,620
2023	$3,798.00	$237,600	$954,750 Land $409,130 Building $545,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1545 NW 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1545 NW 3rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vero Fiber Fiber	10,000 / 10,000
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
Webformix Fixed Wireless	200 / 20

May also be available: Astound Broadband, CenturyLink, T-Mobile, Ziply Fiber.

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