1644 Luzern St, Seaside, CA 93955 Property Records

Monterey County property record for 1644 Luzern St, Seaside, CA 93955

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,537 sqft · built 1950
Lot Size	0.084 acres (3,676 sqft)
Owner	Individual Name on Record
Last Sale	$830,000 (May 2024)
Tax Bill	$9,642 (2025)
Deeds & Mortgages	May 2024 Sale & Construction Loan May 2024 Transfer + 5 more
Flood Zone	Zone X (moderate risk)
APN	`012-714-001-000`

Property Details

APN / Parcel Number

Primary APN	`012-714-001-000`
Alternative APN	`012-714-001`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,537 sqft Living Area
1st Floor Area	1,537 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Other
Construction Type	Wood
Lot Area	3,676 sqft (0.084 acres)

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	012-714-001
Street Address	1644 LUZERN ST
City	SEASIDE
State	CA
Zip	93955-4514
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEL MONTE HEIGHTS MAP 3 LOT 383 & 385 BLK 6
Legal Subdivision	CASA VERDE VILLAS
Legal Block	6
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	3
Census Block	3003
Census Tract	13800

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1644 LUZERN ST, SEASIDE, CA 93955-4514
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2024	Grant Deed, Construction Loan · Construction Mortgage UNITED WHOLESALE MORTGAGE
May 1, 2024	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Jan 12, 2023	Deed of Trust, Mortgage · Commercial Mortgage TORRES HAFNIA WEST V X LP
Apr 21, 2023	Deed of Trust, Mortgage · Commercial Mortgage TORRES HAFNIA WEST V X IP
Apr 26, 2023	Transfer on Death Deed, Transfer
Apr 26, 2023	Transfer on Death Deed, Transfer
Jan 12, 2023	Trustee's Deed, Foreclosure · Commercial Mortgage TORRES HAFNIA WEST V X LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2024 · Amount on Record
Deed Sale	May 1, 2024 · Amount on Record
Prior Sale	Jan 12, 2023 · Amount on Record
Deed Document Number	202415148
Prior Transfer Date	Aug 9, 1994
Prior Transfer Doc	0000057061
Record Updated	Oct 29, 2026

May 2024: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	May 1, 2024
Property Address	1644 LUZERN ST, SEASIDE, CA 93955-4514
Document Number	0000015148
Map Reference	VOL 2 PG 12
Instrument Date	Apr 25, 2024
Instrument	2024015148
Transaction Type	Construction Loan
Record Updated	May 13, 2024
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1644 LUZERN ST, SEASIDE, CA 93955-4514

Mortgage

Document Number	0000015149
Date	May 1, 2024
Instrument	2024015149

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

May 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	May 1, 2024
Property Address	1644 LUZERN ST, SEASIDE, CA 93955-4514
Document Number	0000015147
Map Reference	VOL 2 PG 12
Instrument Date	Apr 24, 2024
Instrument	2024015147
Transaction Type	Transfer
Record Updated	May 13, 2024
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1644 LUZERN ST, SEASIDE, CA 93955-4514

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1644 LUZERN ST, SEASIDE, CA 93955-4514
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1644 LUZERN ST, SEASIDE, CA 93955-4514

Mortgage

Document Number	0000001105
Date	Jan 12, 2023
Instrument	2023001105

Lender

Name	TORRES HAFNIA WEST V X LP
Type	Non-Lending Institution
Address	PACIFIC GROVE, CA 93950

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1644 LUZERN ST, SEASIDE, CA 93955-4514
Transaction Type	Mortgage
Record Updated	May 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1644 LUZERN ST, SEASIDE, CA 93955-4514

Mortgage

Document Number	0000011971
Date	Apr 21, 2023
Instrument	2023011971

Lender

Name	TORRES HAFNIA WEST V X IP
Type	Non-Lending Institution
Address	PACIFIC GROVE, CA 93950

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MONTEREY CA
Recording Date	Apr 26, 2023
Property Address	1644 LUZERN ST, SEASIDE, CA 93955-4514
Document Number	0000012550
Map Reference	VOL 2 PG 12
Instrument Date	Apr 24, 2023
Instrument	2023012550
Transaction Type	Transfer
Record Updated	May 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 790, PACIFIC GROVE, CA 93950-0790

April 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MONTEREY CA
Recording Date	Apr 26, 2023
Property Address	1644 LUZERN ST, SEASIDE, CA 93955-4514
Document Number	0000012549
Map Reference	VOL 2 PG 12
Instrument Date	Apr 20, 2023
Instrument	2023012549
Transaction Type	Transfer
Record Updated	May 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 790, PACIFIC GROVE, CA 93950-0790

January 2023: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MONTEREY CA
Recording Date	Jan 12, 2023
Property Address	1644 LUZERN ST, SEASIDE, CA 93955-4514
Document Number	0000001103
Map Reference	VOL 2 PG 12
Instrument Date	Jan 9, 2023
Instrument	2023001103
Transaction Type	Foreclosure
Record Updated	Jan 30, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	680 LIGHTHOUSE AVE UNIT 790, 790, PACIFIC GROVE, CA 93950-8041

Mortgage

Document Number	0000001104
Date	Jan 12, 2023
Instrument	2023001104

Lender

Name	TORRES HAFNIA WEST V X LP
Type	Non-Lending Institution
Address	PACIFIC GROVE, CA 93950

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Seaside City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$863,532 (+2%) Land $442,170 Building $421,362
2025	$9,642.00 (+447.22%)	$846,600 (+451.7%) Land $433,500 Building $413,100
2023	$1,762.00 (+1.38%)	$153,452 Land $76,726 Building $76,726
2022	$1,738.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 971 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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