1641 Luzern St, Seaside, CA 93955 Property Records

Monterey County property record for 1641 Luzern St, Seaside, CA 93955

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,199 sqft · built 1958
Lot Size	0.085 acres (3,700 sqft)
Owner	2 Individual Names on File
Last Sale	$348,000 (Nov 2014)
Tax Bill	$5,948 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`012-713-004-000`

Property Details

APN / Parcel Number

Primary APN	`012-713-004-000`
Alternative APN	`012-713-004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,199 sqft Living Area
1st Floor Area	1,199 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Other
Construction Type	Wood
Lot Area	3,700 sqft (0.085 acres)
Garage Area	268 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	012-713-004
Street Address	1641 LUZERN ST
City	SEASIDE
State	CA
Zip	93955-4513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEL MONTE HEIGHTS MAP 3 LOT 462 & 464 BLK 7 EXC ELY 2 FT TO CITY
Legal Subdivision	CASA VERDE VILLAS
Legal Block	7
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	3
Census Block	3004
Census Tract	13800

Owner

1641 Luzern St is owned and occupied by two individuals who acquired it in August 2017.

Source: Monterey County records, as of August 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1641 LUZERN ST, SEASIDE, CA 93955-4513
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2024	Deed of Trust, Mortgage · Line of Credit MONTEREY CU
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage MILLENNIAL HOME LENDING INC
Jan 13, 2020	Deed of Trust, Mortgage · Line of Credit MONTEREY CU
Sep 11, 2017	Quit Claim Deed, Transfer · Conventional Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2014 · Amount on File
Deed Sale	Nov 14, 2014 · Amount on File
Prior Sale	May 21, 2013 · Amount on File
Deed Document Number	201457098
Last Transfer Date	Aug 31, 2017
Transfer Doc	0000048679
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1641 LUZERN ST, SEASIDE, CA 93955-4513
Transaction Type	Mortgage
Record Updated	Feb 12, 2024
Title Company	CHICAGO TITLE PIRT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1641 LUZERN ST, SEASIDE, CA 93955-4513

Mortgage

Document Number	0000003133
Date	Jan 30, 2024
Instrument	2024003133

Lender

Name	MONTEREY CU
Type	Credit Union
Address	MONTEREY, CA 93942

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Feb 10, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1641 LUZERN ST, SEASIDE, CA 93955-4513
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1641 LUZERN ST, SEASIDE, CA 93955-4513

Mortgage

Document Number	0000011601
Date	Feb 16, 2021
Instrument	2021011601

Lender

Name	MILLENNIAL HOME LENDING INC
Type	Mortgage Company
Address	CHATSWORTH, CA 91311

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2036

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1641 LUZERN ST, SEASIDE, CA 93955-4513
Document Number	0000002692
Instrument Date	Jan 13, 2020
Transaction Type	Mortgage
Record Updated	Feb 6, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1641 LUZERN ST SEASIDE CA 939554513, SEASIDE, CA 93955-4513

Mortgage

Document Number	0000002692
Date	Jan 17, 2020
Instrument	2692

Lender

Name	MONTEREY CU
Address	MONTEREY, CA 93940

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jan 16, 2045

Interest

Rate Type	Adjustable Rate

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Sep 11, 2017
Property Address	1641 LUZERN ST, SEASIDE, CA 93955-4513
Document Number	0000048679
Instrument Date	Aug 31, 2017
Instrument	48679
Transaction Type	Transfer
Record Updated	Sep 22, 2017
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1641 LUZERN ST SEASIDE CA 939554513, SEASIDE, CA 93955-4513

Mortgage

Document Number	48680
Date	Sep 11, 2017
Instrument	48680

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 10, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1641 Luzern St was $5,948.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Seaside City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$494,738 (+2%) Land $296,674 Building $198,064
2025	$5,948.00	$485,038 Land $290,857 Building $194,181
2023	$5,086.00 (+1.42%)	$466,205 Land $279,563 Building $186,642
2022	$5,015.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1641 Luzern St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1641 Luzern St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 971 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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