1644 la Mesa Ave, Spring Valley, CA 91977 Property Records

San Diego County property record for 1644 la Mesa Ave, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,139 sqft · built 1990
Lot Size	0.134 acres (5,844 sqft)
Owner	2 Individual Names on Record
Last Sale	$750,000 (Jan 2024)
Tax Bill	$9,780 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage May 2021 Reverse Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`579-392-11-00`

Property Details

APN / Parcel Number

Primary APN	`579-392-11-00`
Alternative APN	`5790633000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,139 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	5,844 sqft (0.134 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	5790633000
Street Address	1644 LA MESA AVE
City	SPRING VALLEY
State	CA
Zip	91977-4624
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	BLK 43 LOT 16 TR 001317
Legal Subdivision	EAST SAN DIEGO MASONIC LODGE
Legal Tract	001317
Legal Block	43
Legal Lot Number	16
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1000
Census Tract	13905

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1644 LA MESA AVE, SPRING VALLEY, CA 91977-4624
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2024	Grant Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
May 28, 2021	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Nov 29, 2017	Deed of Trust, Mortgage · FHA Mortgage LIBERTY HM EQUITY SOLUTIONS
Nov 29, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jan 17, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2024 · Amount on Record
Deed Sale	Jan 3, 2024 · Amount on Record
Prior Sale	May 31, 1989 · Amount on Record
Deed Document Number	20241594
Prior Transfer Date	Jul 31, 2023
Prior Transfer Doc	0000213739
Record Updated	Sep 20, 2026

January 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 3, 2024
Property Address	1644 LA MESA AVE, SPRING VALLEY, CA 91977-4624
Document Number	0000001594
Map Reference	MAP 1317
Instrument Date	Nov 15, 2023
Instrument	2024-0001594
Transaction Type	Transfer
Record Updated	Jan 11, 2024
Title Company	LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1644 LA MESA AVE, SPRING VALLEY, CA 91977-4624

Mortgage

Document Number	0000001595
Date	Jan 3, 2024
Instrument	2024-0001595

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

Mortgage

Document Number	0000001596
Date	Jan 3, 2024
Instrument	2024-0001596

Lender

Name	COUNTY OF SAN DIEGO HOUSING AND COMMUNIT
Type	Non-Lending Institution
Address	SAN DIEGO, CA 92123

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1644 LA MESA AVE, SPRING VALLEY, CA 91977-4624
Transaction Type	Mortgage
Record Updated	Jun 9, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1644 LA MESA AVE, SPRING VALLEY, CA 91977-4624

Mortgage

Document Number	0000402477
Date	May 28, 2021
Instrument	2021-0402477

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	727 Months
Due	Dec 27, 2081

Interest

Rate Type	Adjustable Rate
Rate	1.67%
Type Change Date	Jul 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1644 LA MESA AVE, SPRING VALLEY, CA 91977-4624
Document Number	0000562459
Instrument Date	Nov 29, 2017
Transaction Type	Mortgage
Record Updated	Dec 11, 2017
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1644 LA MESA AVE SPRING VALLEY CA 919774624, SPRING VALLEY, CA 91977-4624

Mortgage

Document Number	0000562459
Date	Dec 4, 2017
Instrument	562459

Lender

Name	LIBERTY HM EQUITY SOLUTIONS
Type	Funding / Finance Company
Address	RANCHO CORDOVA, CA 95670

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	768 Months
Due	Dec 3, 2081

Interest

Rate Type	Adjustable Rate
Rate	4.81%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1644 LA MESA AVE, SPRING VALLEY, CA 91977-4624
Document Number	0000562460
Instrument Date	Nov 29, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1644 LA MESA AVE SPRING VALLEY CA 919774624, SPRING VALLEY, CA 91977-4624

Mortgage

Document Number	0000562460
Date	Dec 4, 2017
Instrument	562460

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	768 Months
Due	Dec 3, 2081

Interest

Rate Type	Adjustable Rate
Rate	4.81%

January 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 17, 2017
Property Address	1644 LA MESA AVE, SPRING VALLEY, CA 91977-4624
Document Number	0000023654
Instrument Date	Jan 13, 2017
Instrument	23654
Transaction Type	Transfer
Record Updated	Jan 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1644 LA MESA AVE SPRING VALLEY CA 919774624, SPRING VALLEY, CA 91977-4624

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$780,300 (+2%) Land $468,180 Building $312,120
2025	$9,780.00 (+51.32%)	$765,000 (+57.65%) Land $459,000 Building $306,000
2024	$6,463.00 (+4.53%)
2023	$6,183.00 (+1.58%) Homeowner's exemption	$485,246 Land $262,145 Building $223,101
2022	$6,087.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1998–2024)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jan 2024 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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