1631 la Mesa Ave, Spring Valley, CA 91977 Property Records

San Diego County property record for 1631 la Mesa Ave, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,012 sqft · built 1979
Lot Size	0.142 acres (6,193 sqft)
Owner	Individual Name on Record
Tax Bill	$3,166 (2025)
Deeds & Mortgages	Feb 2022 Reverse Mortgage Feb 2022 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`579-393-06-00`

Property Details

APN / Parcel Number

Primary APN	`579-393-06-00`
Alternative APN	`5790640700`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	2,012 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Lot Area	6,193 sqft (0.142 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	5790640700
Street Address	1631 LA MESA AVE
City	SPRING VALLEY
State	CA
Zip	91977-4625
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	BLK 42 LOT 6 TR 001317
Legal Subdivision	EAST SAN DIEGO MASONIC LODGE
Legal Tract	001317
Legal Block	42
Legal Lot Number	6
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1001
Census Tract	13905

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1631 LA MESA AVE, SPRING VALLEY, CA 91977-4625
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2022	Deed of Trust, Mortgage · Reverse Mortgage OPEN MORTGAGE LLC
Feb 9, 2022	Deed of Trust, Mortgage · Reverse Mortgage USDA
Jan 11, 2017	Deed of Trust, Mortgage · Reverse Mortgage LIVE WELL FINANCIAL INC
Jan 6, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 8, 1997
Transfer Doc	0000450635
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1631 LA MESA AVE, SPRING VALLEY, CA 91977-4625
Transaction Type	Mortgage
Record Updated	Feb 17, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1631 LA MESA AVE, SPRING VALLEY, CA 91977-4625

Mortgage

Document Number	0000062156
Date	Feb 9, 2022
Instrument	2022-0062156

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company
Address	AUSTIN, TX 78737

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.94%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	7.94%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1631 LA MESA AVE, SPRING VALLEY, CA 91977-4625
Transaction Type	Mortgage
Record Updated	Feb 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1631 LA MESA AVE, SPRING VALLEY, CA 91977-4625

Mortgage

Document Number	0000062157
Date	Feb 9, 2022
Instrument	2022-0062157

Lender

Name	USDA
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.94%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	7.94%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1631 LA MESA AVE, SPRING VALLEY, CA 91977-4625
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016729
Date	Jan 11, 2017
Instrument	2017-0016729

Lender

Name	LIVE WELL FINANCIAL INC
Type	Mortgage Company
Address	RICHMOND, VA 23225

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	926 Months
Due	Mar 10, 2094

Interest

Rate Type	Adjustable Rate
Rate	4.43%
Type Change Date	Feb 1, 2018
Change Frequency	Annually
Index	1-Year LIBOR

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1631 LA MESA AVE, SPRING VALLEY, CA 91977-4625
Document Number	0000016730
Instrument Date	Jan 6, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1631 LA MESA AVE SPRING VALLEY CA 919774625, SPRING VALLEY, CA 91977-4625

Mortgage

Document Number	0000016730
Date	Jan 11, 2017
Instrument	16730

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	924 Months
Due	Jan 10, 2094

Interest

Rate Type	Adjustable Rate
Rate	4.43%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$216,215 (+2%) Land $60,041 Building $156,174
2025	$3,166.00 (+8.83%) Homeowner's exemption	$211,976 (+4.04%) Land $58,864 Building $153,112
2023	$2,909.00 (+2.03%) Homeowner's exemption	$203,746 Land $56,579 Building $147,167
2022	$2,851.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1998–2024)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jan 2024 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Viejas Community System tribal government · serves 9,600 people · EPA ID 090600158
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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