Contra Costa County property record for 1644 Garnet Ln, Concord, CA 94519
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,287 sqft · built 1954 |
| Lot Size | 0.321 acres (14,000 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $910,000 (Jul 2021) |
| Tax Bill | $5,592 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Jun 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 113-203-006-3 |
| Primary APN | 113-203-006-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,287 sqft Living Area |
| 1st Floor Area | 2,287 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1965 |
| Lot Area | 14,000 sqft (0.321 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 1644 GARNET LN |
|---|---|
| City | CONCORD |
| State | CA |
| Zip | 94519-2426 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | COBLE PARK 2 |
| Legal Subdivision | COBLE PARK |
| Legal Lot Number | 2 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 5 |
| Census Block | 5006 |
| Census Tract | 331000 |
Source: Contra Costa County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 140 MASON CIR, J, CONCORD, CA 94520-1260 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| May 19, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FARMERS AND MERCHANTS BANK |
| Jun 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC |
| Jan 21, 2022 | Deed of Trust, Mortgage · Commercial Mortgage FARMERS & MERCHANTS BANK OF CENTRAL CA |
| Apr 21, 2022 | Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS BANK OF CENTRAL CA |
| Jul 8, 2021 | Grant Deed, Transfer OLD REPUBLIC TITLE COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2021 · Amount on Record |
| Deed Sale | Jul 8, 2021 · Amount on Record |
| Prior Sale | Sep 4, 2008 · Amount on Record |
| Deed Document Number | 2021193073 |
| Prior Transfer Date | Apr 18, 1997 |
| Prior Transfer Doc | 0000075482 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | May 19, 2026 |
| Property Address | 1644 GARNET LN, CONCORD, CA 94519-2426 |
| Document Number | 0000052036 |
| Instrument Date | May 8, 2026 |
| Instrument | 202652036 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Trust, 212 |
| Address | 1644 GARNET LN, CONCORD, CA 94519-2426 |
| Document Number | 0000052036, |
|---|---|
| Date | May 19, 2026 |
| Instrument | 202652036 |
| Name | FARMERS AND MERCHANTS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 1644 GARNET LN, CONCORD, CA 94519-2426 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | TITLE CONNECT INC |
| Name | Verified Name |
|---|
| Document Number | 0000123141 |
|---|---|
| Date | Jun 24, 2020 |
| Instrument | 2020-123141 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 1644 GARNET LN, CONCORD, CA 94519-2426 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | PLACER TITLE |
| Name | Verified Name |
|---|---|
| Address | 1644 GARNET LN, CONCORD, CA 94519-2426 |
| Document Number | 0000013066 |
|---|---|
| Date | Jan 21, 2022 |
| Instrument | 2022-013066 |
| Name | FARMERS & MERCHANTS BANK OF CENTRAL CA |
|---|---|
| Type | Bank |
| Address | LODI, CA 95241 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 1644 GARNET LN, CONCORD, CA 94519-2426 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | ACCOMMODATION |
| Name | Verified Name |
|---|---|
| Address | 1644 GARNET LN, CONCORD, CA 94519-2426 |
| Document Number | 0000069562 |
|---|---|
| Date | Apr 21, 2022 |
| Instrument | 2022-069562 |
| Name | FARMERS & MERCHANTS BANK OF CENTRAL CA |
|---|---|
| Type | Bank |
| Address | LODI, CA 95241 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Jul 8, 2021 |
| Property Address | 1644 GARNET LN, CONCORD, CA 94519-2426 |
| Document Number | 0000193073 |
| Map Reference | MB 40 PG 47 |
| Instrument Date | Jul 1, 2021 |
| Instrument | 2021-193073 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 140 MASON CIR STE J, J, CONCORD, CA 94520-1260 |
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Concord City |
| Unified School District | Mount Diablo Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $423,590 (+2%) Land $99,660 Building $323,930 | |
| 2025 | $5,592.00 (+4.92%) | $415,285 (+4.04%) Land $97,706 Building $317,579 |
| 2023 | $5,330.00 (+1.54%) | $399,161 Land $93,913 Building $305,248 |
| 2022 | $5,249.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2022 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sonic Telecom Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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