Contra Costa County property record for 1638 Garnet Ln, Concord, CA 94519
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,591 sqft · built 1951 |
| Lot Size | 0.323 acres (14,080 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $545,000 (Sep 2016) |
| Tax Bill | $7,916 (2025) |
| Deeds & Mortgages | Jun 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 113-203-005-5 |
| Primary APN | 113-203-005-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,591 sqft Living Area |
| 1st Floor Area | 1,591 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Lot Area | 14,080 sqft (0.323 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 1638 GARNET LN |
|---|---|
| City | CONCORD |
| State | CA |
| Zip | 94519-2426 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | COBLE PARK 3 |
| Legal Subdivision | COBLE PARK |
| Legal Lot Number | 3 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 5 |
| Census Block | 5006 |
| Census Tract | 331000 |
Source: Contra Costa County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1638 GARNET LN, CONCORD, CA 94519-2426 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 23, 2016 · Amount on Record |
| Deed Sale | Sep 23, 2016 · Amount on Record |
| Deed Document Number | 2016196541 |
| Last Transfer Date | Jan 25, 2022 |
| Transfer Doc | 0000029112 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 1638 GARNET LN, CONCORD, CA 94519-2426 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000109074 |
|---|---|
| Date | Jun 8, 2020 |
| Instrument | 2020-109074 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 22, 2050 |
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Concord City |
| Unified School District | Mount Diablo Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $645,163 (+2%) Land $497,191 Building $147,972 | |
| 2025 | $7,916.00 (+4.61%) Homeowner's exemption | $632,514 (+4.04%) Land $487,443 Building $145,071 |
| 2023 | $7,567.00 (+1.37%) Homeowner's exemption | $607,955 Land $468,516 Building $139,439 |
| 2022 | $7,465.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2022 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sonic Telecom Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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