1644 Cramer Rd, Rio Oso, CA 95674 Property Records

Sutter County property record for 1644 Cramer Rd, Rio Oso, CA 95674

Property Summary

Property TypeGeneral Agricultural/Rural
Lot Size45.7 acres (1,991,128 sqft)
OwnerCompany Name on Record
Last Sale$5,700,000 (Dec 2015)
Tax Bill$8,995 (2025)
Deeds & MortgagesAug 2021 Mortgage
Apr 2017 Line of Credit
APN028-180-004-000

Property Details

APN / Parcel Number

Primary APN028-180-004-000
Alternative APN
  • 28-180-004

Interior

Stories1 Story

Exterior

Lot Area1,991,128 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number28-180-004
Street Address1644 CRAMER RD
CityRIO OSO
StateCA
Zip95674
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > General Agricultural/Rural
Legal SubdivisionBEAR RIVER GARDEN 01
Legal Lot Number20,21
JurisdictionSUTTER CA
Township / Civil DivisionSOUTH SUTTER
Census Block Group2
Census Block2022
Census Tract51100

Owner

Source: Sutter County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1644 CRAMER RD, RIO OSO, CA 95674
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2021Deed of Trust, Mortgage · Commercial Mortgage
YOSEMITE FARM CREDIT ACA
Apr 21, 2017Deed of Trust, Mortgage · Line of Credit
YOSEMITE PROD CR PCA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 16, 2015 · Amount on Record
Deed SaleDec 16, 2015 · Amount on Record
Deed Document Number201518116
Prior Transfer DateOct 27, 2005
Prior Transfer Doc0000018159
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUTTER CA
Property Address1644 CRAMER RD, RIO OSO, CA 95674
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanyFIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000015478
DateAug 31, 2021
Instrument2021-0015478
Lender
NameYOSEMITE FARM CREDIT ACA
TypeBank
AddressTURLOCK, CA 95381
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUTTER CA
Property Address1644 CRAMER RD, RIO OSO, CA 95674
Document Number0000005224
Instrument DateApr 21, 2017
Transaction TypeMortgage
Record UpdatedMay 15, 2017

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 1651 YUBA CITY CA 959921651, YUBA CITY, CA 95992-1651

Mortgage

Document Number0000005224
DateApr 25, 2017
Instrument5224
Lender
NameYOSEMITE PROD CR PCA
TypeFunding / Finance Company
AddressTURLOCK, CA 95381
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Sutter County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySutter County
Elementary School DistrictBrowns Elementary School District (KG - 08)
Secondary School DistrictEast Nicolaus Joint Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$885,069 (+2%) Land $854,887 Building $30,182$885,069
2025$8,995.00 (+2.55%)$867,716 (+4.04%) Land $838,125 Building $29,591
2023$8,771.00$834,024 Land $805,581 Building $28,443

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 95 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies95 in force
Nearby Flood Claims9 (1986–2017)
Most Recent ClaimJan 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 2 claims
  • Severe Storms & Flooding, Feb 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 63% of California
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Corridor Wireless
Fixed Wireless
100 / 100
Skyhi Broadband
Fixed Wireless
60 / 30
T-Mobile
Fixed Wireless
25 / 3

May also be available: Succeed.Net, unWired Broadband, Verizon.

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