1621 Cramer Rd, Rio Oso, CA 95674 Property Records

Sutter County property record for 1621 Cramer Rd, Rio Oso, CA 95674

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,883 sqft · built 1990
Lot Size	5.83 acres (253,955 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,317 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2022 Mortgage + 1 more
APN	`028-180-026-000`

Property Details

APN / Parcel Number

Primary APN	`028-180-026-000`
Alternative APN	`28-180-026`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,883 sqft Living Area
Gross Area	2,343 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	253,955 sqft
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	28-180-026
Street Address	1621 CRAMER RD
City	RIO OSO
State	CA
Zip	95674-9632
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PLAT BOOK: P5 PLAT PAGE: 28 LOT: 2
Legal Subdivision	PARCEL MAP 818
Legal Lot Number	2
Jurisdiction	SUTTER CA
Township / Civil Division	SOUTH SUTTER
Census Block Group	2
Census Block	2022
Census Tract	51100

Owner

1621 Cramer Rd, a rural home, is owned by two individuals who acquired it in November 2022.

Source: Sutter County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 155, RIO OSO, CA 95674-0155
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Deed of Trust, Mortgage · Conventional Mortgage POINT EQUITY RESIDENTIAL LENDING
Nov 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Nov 14, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 4, 2022
Transfer Doc	0000014952
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUTTER CA
Property Address	1621 CRAMER RD, RIO OSO, CA 95674-9632
Transaction Type	Mortgage
Record Updated	Nov 25, 2025
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1621 CRAMER RD, RIO OSO, CA 95674-9632

Mortgage

Document Number	0000009392
Date	Oct 29, 2025
Instrument	2025-0009392

Lender

Name	POINT EQUITY RESIDENTIAL LENDING
Type	Mortgage Company
Address	ROSEVILLE, CA 95678

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUTTER CA
Property Address	1621 CRAMER RD, RIO OSO, CA 95674-9632
Transaction Type	Mortgage
Record Updated	Mar 22, 2024
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1621 CRAMER RD, RIO OSO, CA 95674-9632

Mortgage

Document Number	0000015322
Date	Nov 22, 2022
Instrument	2022-0015322

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUTTER CA
Recording Date	Nov 14, 2022
Property Address	1621 CRAMER RD, RIO OSO, CA 95674-9632
Document Number	0000014952
Map Reference	MB 5 PG 28
Instrument Date	Nov 4, 2022
Instrument	2022-0014952
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	PO BOX 155, RIO OSO, CA 95674-0155

Tax Assessment & Valuation

The 2025 property tax bill for 1621 Cramer Rd was $2,317.

Source: Sutter County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Sutter County
Elementary School District	Browns Elementary School District (KG - 08)
Secondary School District	East Nicolaus Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$235,163 (+2%) Land $35,573 Building $199,590	$235,163
2025	$2,317.00 Homeowner's exemption	$230,554 Land $34,877 Building $195,677
2023	$2,257.00 Homeowner's exemption	$221,604 Land $33,524 Building $188,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1621 Cramer Rd; there have been 9 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 95 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	95 in force
Nearby Flood Claims	9 (1986–2017)
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims Severe Storms & Flooding, Feb 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1621 Cramer Rd is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 40% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
unWired Broadband Fixed Wireless	400 / 50
Corridor Wireless Fixed Wireless	100 / 100
Succeed.Net Fixed Wireless	100 / 50
Skyhi Broadband Fixed Wireless	60 / 30

May also be available: AT&T, Verizon.

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