1644 5th Ave SE, Rochester, MN 55904 Property Records

Olmsted County property record for 1644 5th Ave SE, Rochester, MN 55904

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,346 sqft · built 1978
Lot Size	0.567 acres (24,699 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Dec 2015)
Tax Bill	$4,496 (2026)
Deeds & Mortgages	May 2021 Line of Credit Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`64.12.32.022799`

Property Details

APN / Parcel Number

Primary APN	`64.12.32.022799`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,346 sqft Living Area
1st Floor Area	1,346 sqft
Basement Area	1,336 sqft
Finished Basement	1,070 sqft
Unfinished Basement	266 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,699 sqft (0.567 acres)
Lot Dimensions	186 ft deep x 129 ft wide
Garage Type	Mixed
Garage Area	1,056 sqft
Parking Spaces	4 Parking Spaces
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1644 5TH AVE SE
City	ROCHESTER
State	MN
Zip	55904-5201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-12 TWP-106 RANGE-014 THE MEADOWS RESUB-TORRENS LOT-011 BLOCK-001 LOT 11 BLK 1
Legal Range	14
Legal Township	106
Legal Section	12
Legal Subdivision	THE MEADOWS RESUB-TORRENS
Legal Block	1
Legal Lot Number	11
Jurisdiction	OLMSTED MN
Township / Civil Division	ROCHESTER
Census Block Group	2
Census Block	2008
Census Tract	1000

Owner

Source: Olmsted County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1644 5TH AVE SE, ROCHESTER, MN 55904-5201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2021	Deed of Trust, Mortgage · Line of Credit THINK MUTUAL BANK
Jun 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2015 · Amount on Record
Deed Sale	Dec 22, 2015 · Amount on Record
Prior Sale	Aug 20, 2008 · Amount on Record
Deed Document Number	2015140718
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Property Address	1644 5TH AVE SE, ROCHESTER, MN 55904-5201
Transaction Type	Mortgage
Record Updated	Jun 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	T154501
Date	May 25, 2021
Instrument	T-154501

Lender

Name	THINK MUTUAL BANK
Type	Bank
Address	ROCHESTER, MN 55901

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 12, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Property Address	1644 5TH AVE SE, ROCHESTER, MN 55904-5201
Transaction Type	Mortgage
Record Updated	Jul 24, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	T151514
Date	Jun 2, 2020
Instrument	T-151514

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2040

Tax Assessment & Valuation

Source: Olmsted County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Olmsted County
Municipality	Rochester City
Unified School District	Rochester Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,496.00 Homeowner's exemption
2025		$318,600 Land $47,600 Building $271,000	$335,000 Land $50,000 Building $285,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	13 (1978–1986)
Claims Outside the SFHA	2 of 13
Most Recent Claim	Sep 1986 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Rochester serves 123,624 people · EPA ID MN1550010
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
Hiawatha Broadband Communications Fixed Wireless	100 / 20

May also be available: CenturyLink, GigFire, Minnesota WiFi, T-Mobile, Verizon.

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